Can I loan money to a business at any rate as long as the promissory note is signed or does usury laws apply. State is GA.

You are using language that seems inconsistent to me. If you loan money, you generally should get that amount plus a pre-agreed rate of interest...

I want to sue my mortgage servicer for violations of consumer protections laws.

The laws that you list (except for the tcpa) all provide that your attorneys fees will be added to your recovery. Assuming that you have complete...

I have garnishment papers assigned to this person, I need to know what bank or credit union she receive her money each month.

Since "[t]he Court has granted papers to garnish her wages[,]" the general practice would be to wait until at least the first answer is filed in...

If the repo man cant find my car and I have not made a payment she called saying im going to jail can she just do that or will I

Some repo agents will try to take a warrant our for violating O.C.G.A. § 16-9-51. In most counties, the court will set a warrant application...

If a judgment hasn't been foreclosed on, can I get properties into other names to protect them. Would a forcl have to be advert?

It sounds like you are asking for advice on whether to make a transaction to evade a judgment. A lot of attorneys would find it unethical to...

If I take a post dated check for 4 years and he does not honor it, how hard would it be to collect?

Let me make sure I understand. I am assuming that you are making a causal (just between friends) loan to someone and taking back a check for the...

Can my wages be garnished after so many years?

The short answer is "yes." The time to raise the "statute of limitations" is before there is a judgment. Once there is a judgment (which...

What are the laws on the bank/finance company coming after me for the balance on an auto loan?

Let me get this straight: 1) you have two car loans, but 2) you want to get another car loan, and 3) (I assume) you are planning to default on the...

Can a collection agency charge interest or late charges on a bill that has been turned over to their agency?

By law a collection agency is suppose to send you a written statement of your consumer rights within five (5) days of first communication. One of...

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In a foreclosure can the bank come after my bank account or my retirement fund?

You should speak with a Georgia licensed attorney about your specific situation. Generally, it is very rare for a residential lender to actually...

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