What do you do when you find out on your background check they have me as a white male and I was born in New Jersey?

The few facts you give do not clearly indicate identity theft. While identity theft is a possibility, it is much more likely that this is a mix up...

I was served papers for credit card debt from attorneys for Midland Funding. What now?

I suggest that you do not pay until after you have spoken with an with an experienced consumer debt collection attorney. Most consumer attorneys...

Is is legal for a company to debit your checking account for an additional fee on returned check?

I suggest that you consult with an consumer debt collection attorney. There may be something very wrong here; however, it will take counsel...

Can we be sued by a "Buy Here/Pay Here" car lot for a repossession from 5-6 years ago?

You and your brother should retain an attorney to defend you. Depending on the documentation, the statute of limitations (SoL) should be 4 years;...

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I am researching this SCN and CPN information for a credit profile and wanted to know how legit it is.

It is not legit. The companies selling these "numbers" will just take your money and ultimately leave you worse off. If your credit report is...

What are my legal right

You need to hire an attorney to help you with this now. As you can see, trying to represent yourself often leads to a lot of frustration. Also,...

Can a collection agency tell me that I need to pay a debt or warrant for my arrest would be issued the same day

Payday loan collectors uniformly use these types of false threats. You actually have a good claim for damages under Fair Debt Collection Practices...

Around 1995 the law required attorneys to notify defendants in writing that a default judgment has been entered. The law has

"[T]he failure of a party to file pleadings in an action shall be deemed to be a waiver by him or her of all notices, including notices of time and...

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What area lawyer should I resort to?

If you want to defend the case brought by "XXX LLC," they you should retain a debt collection defense attorney. If you have common first and last...

Neighbor has falsely claimed I used his credit card for dating sites to avoid problems with his wife. What may happen to me?

1) It is unlikely that it would be worth the fee that you would have to pay any attorney for help with your crazy neighbor. Even if he slandered...