Is it legal in GA for a loan company to threaten you with legal actions?

In most cases a default can consist of being "a day late or a dollar short." So if, as you say, "payments are due on the first of each month,"...

I"m being sued by a co. that bought my debt from a credit card co. I have no recollection of interaction with this co.

You should definitely consult with an experienced consumer protection attorney. If the company that is suing you is not the company that extended...

"Whats the worst that can happen if they serve me and I go to court?" The worst case scenario is that the bonding company will get a judgment...

Can I sue a car lot for selling me a lemon years ago, now they are garnishing my wages in the amount of 16,000.

Right now you need to concentrate on the problem at hand. You are being garnished. You should focus on whether you can do anything about that. ...

Can a phone consent be held against me?

You should speak with an experienced consumer protection attorney. You may have complete defenses that you are unaware of (especially if the...

Is there a lawyer who can help get lien reduced or cleared off property?

Yes, a consumer protection attorney can assist your father in this situation. Whether the lien can be cleared or merely have the payoff reduced...

You have a case against Drive Time and the repo company. You should contact an attorney. Remember that you should continue to make timely...

If co-signer of a new vehicle is'nt given any documentation at purchase how can that make them liable?

As long as your granddaughter keeps up her payments, you are fine. I assume (from the fact that you are posting your inquiry here) that she did...

I need a phone bill removed from my credit report.

Do you have anything in writing from the collection agency? I suggest that you ask the agency for copies of the last bill (i.e., verification of...

What can I do in my defense for and overpriced car that I got from the dealership and they would not give me and car-fax sheet

You open your question by asking "what can [you] in [your] defense[?]" Does that mean that you are being sued for the balance of the price of the...