Can a debt collector do this?

This definitely sounds like a scam. You actually have a good claim agasint the abusive collection caller. However the difficulty would be finding...

At what point should I seek an attorney? This is the second time I have been contacted about debt that is not mine.

Do you have a letter from the collection agency that called you a few weeks ago? You may want to have any correspondence, voice mails, etc....

My identy was stolen by a police station employee The only thing they offered was identity protection. Do I have aa case?

Identity theft is a complex issue, or rather it is a complex group of issues. It may make sense for you to speak with a consumer protection...

I rec'd Settlement of Claim on cc debt Portfolio Recovery. To protect my pension, atty said try to settle only WITH CONDITION

Since you end your post with "How should I Answer[?]" I assume that you have been served with court papers (probably from the Magistrate Court in...

Selected as the best answer

Georgia law can get a little confusing on this point. Under Georgia's civil law, the repossession is not supposed to proceed over your verbal...

Private education loan default

Your possible defenses and negotiating position would have to be discussed with an attorney that has more information. Is the law firm that is...

There is a possibility that the copier company can also sue you. The copier company wrote the lease contract that you signed. If it is like most,...

I want to sue Rushcard

RushCard slipped an arbitration clause into your terms & conditions. So you will need a consumer protection attorney that is either willing to take...

I am wondering, if you have a bank and you discover that in fine print it states you cannot sue, is this binding?

Since RushCard slipped an arbitration clause into your terms & conditions, you will need a consumer protection attorney that is either willing to...

The company that financed my vehicle is charging me interest on the amount I would've owed vs. the payoff amount. Is this legal?

What you are describing is not uncommon. The finance company took your payments that were greater than the amount then due, and instead of...