Is it legal with debt collection?

I suggest that you speak with a consumer protection attorney. What is happening in your situation is very out of the ordinary. Either this is an...

It sounds like your transaction might be covered by the interest limits in the Georgia Motor Vehicle Sales Finance Act. O.C.G.A. section 10-1-33. ...

Failure to repay credit card debt is generally not the subject of criminal proceedings. There can be criminal charges associated with fraudulent...

In addition to the other comments, remember that Credit Unions usually have you sign what is known as a "drag net" clause, cross-collateralization...

What GA state & federal statutes are broken if a credit analyst falsifies documents so a customer gets a loan?

First, you may have viable defenses (and perhaps set-offs and counterclaims) aside from the actions of the credit analyst. Do not get tunnel vision...

Usually, the "co-signer" also has his name on the title. It is very rare in my experience for there to be a "co-signer" in the sense of a...

What can I do?

You need to have an attorney review a complete copy of the case that has the judgment in it. Depending on what the file shows, there may be a way...

According to my letter I received a judgement was brought against me in 2012 I never got the letter to go court

You need to have an attorney review a complete copy of the 2012 case. Depending on what the file shows, there may be a way to challenge the...

Is it still possible to collect a judgement over 7 years old?

It will depend on factors that are not stated in your question. If you had a writ of Fieri Facias (FiFa) issued on the judgment, then it may be...

We are trying to refinance our home and find out we have two liens on our home from FIA services.

Unlike some identity theft problems, the problematic liens have the information in them that will lead you (or your counsel) directly to the people...