How do i loan money on a debt free house and secure the loan with property deeds

First, you should have a title search done to verify the house is indeed free and clear, that it has no liens, that the existing deed is proper,...

December of 2009 I filed Chapter 7. April of this year I was laid off my job. Need to file again. What are my options?

You may be able to file a Ch 13, but not a 7. Go see a bkry lawyer to discuss your options.

I have a bank that is about to have my job start garnishing my wages at work. Can i file bankrupt and have that stopped.

If you have a lot of other bills you can't pay, you may be overdue for bankruptcy. By all means have a preliminary conference with a bankruptcy...

Filed BK7 and home was discharged. If I stop making payments will lender foreclose or go after co-signer (mom) for payments?

If you stop making payments they will eventually foreclose. Because of the lousy economic climate, lenders often delay foreclosure these days;...

Can someone garnish wages for more than the original amount. $500 was the balance due in 2011. Now they want to garnish $1500

GA law allows courts to impose 12% interest on judgments. Many collectors get judgments but do not sue on them for several years. I believe this...

Adult Child with no job and medical bills

Since he is legally an adult, no one else has to pay for him unless they agreed to. Most hospitals will agree to an affordable monthly payment if...

If their is an existing child support order from a judge, bankruptcy law gives very high priority to seeing it is obeyed. In fact, the bankruptcy...

If I take a post dated check for 4 years and he does not honor it, how hard would it be to collect?

In addition to the good comments by thew other attorneys, there is one more problem, which most people are not aware of: a post-dated check is not...

Can a bank go after property in states other than where a judgment lien is filed?

Yes, they can. But in order to collect the judgment, they must first register, or "domesticate", the judgment. There are two ways to do this in GA:...

If I surrender my house and my vehicle in chapter 13, do I have to pay remaining balance on them after they are sold by lender?

If you file Chapter 13, you would have two choices. First, you could surrender your house and vehicle in the 13, and not have to pay any deficiency...