How is this legal?

In order to garnish, the collector has to have a valid judgment against you; that is, they sued you in court and you lost. This may have happened 7...

How can I find out who has filed a lawsuit against me due to these debts?

If someone files a lawsuit against you, you will be served with papers telling you who is suing you. If you owe $250K, unless you have a high...

What do I need to know before going to court? Which records should I bring with me?

Since you say the court is two hours away, it sounds like you do not, or at least no longer, live in the county the court is located in. If that is...

What if anything can me done

IF this suit was in your county Magistrate Court, you can hire an attorney and appeal it to the county State Court (or Superior Court, if you live...

Is this a legitimate claim for collection. Do I have to pay the collection company

Assuming that you received a bankruptcy discharge, it all depends on when you stopped making payments on this mortgage.. Any 2nd mortgage debt...

What actions do I need to take if I am being harassed by a so-called attorney from a debt collector

Even if you did not pay the debt when due, this guy is a scamming ripoff artist. We know this for the following reasons: (1) They cannot, under any...

What if defendant can not be served court information?

It may be the defendant is dodging service. You may be able to hire a private server of process, depending on what county you are in, who may be...

Can my future spouse be protected from responsibility for my federal debts incurred before marriage?

Your future spouse would not be liable. To keep his money safe, be sure to keep separate checking accounts, and file taxes as "Married filing...

What should I do? Is this legit? How do o just take their word that I owe when I have nothing in writing or any details.

These people are lying crooks trying to rip you off. Block the number. If they were a legitimate debt collector, they would be willing to contact...

Huge mistake - overspent and now may need to file for bankruptcy

More than likely, you can get a fresh start through bankruptcy. If you have regular income, you can probably file a Chapter 13, and make regular...

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