Are student loans servicers required to obey the Fair Debt Collection Practices Act?

Yes, the do have to comply. However, make sure the "servicer" is not the original lender. If a bank made the loan to you directly and is still...

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It is unclear what signature was missing, but I would go ahead and file the corrective document. Particularly if there has been no ruling by the...

Condo Board Vice President in Foreclosure and Refuses to Step Down - What can I do?

You will have to check your association documents. THey may provide that to be eligible to be on the board, you have to be an owner. If that is...

Does HARP refi constitute sell of marital home?

Since your settlement agreement is not posted, and it should not be, I can only give you a general answer. You should talk to your divorce...

Can a HOA legally charge a homeowner fees for answering phone calls from the police and other vendors (tow truck company)?

The answer in our state, and probably in yours, is "maybe". First, look at you association documents. They probably include a provision that the...

How do I make a discovery request (interrogatories and/or production of documents) in a magistrate small claims court action?

The Civil Practice Act provisions for discovery really don't apply in magistrate court. You can ask the other side, but if it is a mortgage...

Are HOA community rules binding when they're separate from the CC&Rs?

As long as the rules are not inconsistent with the CC&Rs and don't violate any laws, they likely can be enforced. Look at the CC&R's for...

There is no "legal" answer to your question. The HOA dues are dependent on what the association provides and what expenses it has. Insurance,...

You will have to look at your condominium documents and state law, but most fees have to be reasonable for them to be charged back to the unit...

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Ulimate Question: Summons recieved from Collection agency/law firm for citibank, about $11k. Should I respond?

I do some collection work, but frankly, I never like to see debtors fail to respond to a collection suit. Too often I have seen cases where the...