Threat from a debt collection

Technically sending a sheriff out could mean they are taking either civil action on the debt or it is an insinuation that they are going to get a...

Your credit file is likely mixed with that of your sister. This is one of the most frustrating and difficult things to deal with as a consumer. ...

Under the Fair Credit Reporting Act, if Viviant furnishes information that is inaccurate, which this is since it is not your account, and you...

Yes, but only if they have a judgement, and even then it is subject to certain exemptions, such as social security or diability funds in your...

How does a judgement order get processed to a credit agency?

The CRAs hire third party vendors to collect the data. Historically evictions were reported with money judgments when the defendant was...

What are my rights with a new loan company that took over from the original company?

I assume by being "messed up" in your attempt to get a new car, you think there is some negative late payment information in your credit file with...

Can I receive monetary damages after my social security number was used to process a loan for another individual without my auth

You should dispute the information in writing with each of the credit reporting agencies and if it is not removed then you should contact an...

This new to me.. can someone explain what is letters of testamentary

When somebody dies with a will, and they go to court to probate the will, these are the orders that the probate judge gives to the executor....

How can I stop a judgment from National Collegiate Trust

If you were not properly served with the NCSLT lawsuit, you may have the ability to set aside the judgment. Even if you were served properly their...

How do I fix a mixed up credit file?

Mixed credit files are generally caused by a Credit Reporting Agencies internal procedures that flatly do not insure maximum accuracy as they are...