What are my solutions?

Given it has only been a couple of months there may not be a malfeasance here by dealer and this may be a covid related delay or just slack...

It has been my experience that HOA and COA associations in Georiga typically use attorneys that do not report these debts to the major credit...

The Medical Debt Relief Act was not enacted, it was a democratic sponsored Bill that was designed to help consumers by requiring a one year period...

Selected as the best answer

It means Leave of Abscence. Usualy it is a discrectionary request of the Court to allow you to take a vacation or have a medical or Family leave....

There are a number of potential issues here, I would agree pulling your credit reports to assess the damage is key, but I think it is most likely...

I have a repo listed on my credit report. It has been taken off 2/3 credit bureau.

The bank sending additional information to a credit reporting agency does not extend the time a defaulted account can be reported. That period is...

In some states, like where I am at in Georgia, if they were to sue you again and dismiss a second time without prejudice, the second dismissal...

Can a hospital keep sending payments to collection every year?

If what you paid was full amount and it was for same service, as the debt the second collection agency is contacting you about, then there could be...

Currently no guaranteed way to force them to remove the collection tradeline, but all information needs to be accurate. Any inaccuracy,...

Scam?

It is a scam. It would violate both state and federal law but the callers are absolute ghosts and criminals.