Unfortunately Georgia does have a criminal offense that is not theft related that does apply to situations where there is a defaulted car loan. I...

How to answer a summons in Georgia regarding a disputed credit card debt?

Based on my experience, debt of this age has likely been sold one or more times. Capital one is an exception, as some of their accounts get filed...

What can you do to stop a garnishment from your paycheck?

Although Bankruptcy is an option for some that are in the worst financial shape, most people can avoid it when they are otherwise doing okay. ...

Sued for credit card debt - Is chapter 7 or settlement an option?

I am very familiar with asset acceptance. My parter and I are class counsel in a pending FDCPA case in federal court. I have also defended many...

COLLECTION AGENCIES CALLING WITH NO PROOF

You may take action against them for a violation of the FDCPA if they are harrasing you and contacting third parties (your HR Department) without a...

Does an attorney collecting a credit card debt have the legal right to ask for employment info?

The attorney collection on credit card debt is subject to the Federal Fair Debt Collection Practices Act. If he speaks with you directly, he is...

Do i have to pay back payday loans if i can't afford to right now?

You cannot be prosecuted for not paying back a payday loan. I am not sure what Texas' usury laws are, but often payday lenders interest rates are...

You can file a traverse in Georgia and you will typcially get a hearing within 30 days. The hearing will be limited in scope to reasons why the...

Can you sue a old landlord for using my ss# n doing tax fraud under my name

I agree that you should not have to file a civil action to prove your innocence in the tax fraud. I don't think the IRS expects this. If your...

Can a debt collector report to CRAs?

Yes, but they must update the status to reflect the dispute. If they do not, it would violate both the FDCPA and California's Rosenthal FDCPA. ...