You should contact a bankruptcy attorney in your area to get the best answer to this question as it may vary from jurisdiction. In SC we have case...

First, you should have an attorney to review the papers. Typically, this type of collection action is a civil matter and does not absolutely...

Can I keep my home I own jointly with my son and which is paid for if I file bankruptcy?

Consult a local bankruptcy attorney - you may wish to find one on Avvo. You must make certain of what the real fair market value is of your home...

How or can I file for bankruptcy without her and not affect her credit

The short answer is yes, if she is not liable on your accounts, it should not be reflected on her separate credit file. The longer answer is that...

What are my rights as a tenant. She wants the house while ready every day.

Your landlord has a right of access to show the premises but the showings need to be reasonable. It appears they are following the law by giving...

Is prepayment of back taxes considered preferential transfer?

The prepayment may be considered preferential but as stated by the other other answers, wait 91 days to help be sure the trustee does not try to...

What rights does a tenant have in South Carolina?

The SC Residential Landlord and Tenant Act SC Code Section 27-40-10, et seq. governs tenants and landlords rights. See below related to the right...

I agree with Attorney Brown's response and would add that if you are without a written lease it would be interpreted as a month to month lease so...

Is deed in lieu of foreclosure viable and the best way to proceed or should we attempt bankruptcy?

My experience has been that lenders rarely accept a deed in lieu of foreclosure. Particularly if they see that you have income and assets. Short...

So what would be best debt consolidation or bankruptcy.

Consolidation rarely works and requires that you have income to pay. Without income a Ch 7 Bankruptcy will discharge the debt, but you must be...