Are they allowed to do this and what is the rule in the 4th district?

Thank you for posting a question. As a bankruptcy attorney in NC I am familiar with the 4th Circuit case law. Unfortunately, your creditor can...

Bankruptcy. I am co signer on a bike loan. If I file Bankruptcy can I get off that loan?

I'm sorry to hear that you're struggling financially right now. Fortunately, most of my clients in similar situations are able to "right the ship"...

Can the sheriff's dept auction off my primary home worth in excess of $300,000.00 to satisfy an $8,000.00 judgement??

Unfortunately, the Sheriff can auction your real estate to satisfy a judgment. In NC you are allowed to exempt (i.e., protect) up to $35,000 in...

How can I file a homestead deed

I'm sorry to hear that you are in a lot of debt. Fortunately, there may be some good options for you, including bankruptcy. As for your question,...

“My house foreclosed and sold in August 2013. The 2nd mortgage has a debt collection agency still contacting me.

I am sorry to hear that your house was foreclosed and sold. Unfortunately, this occurs too often in our post-recession economy. As an Asheville, NC...

Can debt consolidation loans be discharged in bankruptcy?

Yes, assuming that these are typical consumer debts and you are eligible for a bankruptcy discharge, they can be discharged in a bankruptcy case....

Do I have to pay credit cards of decedent with life insurance money?

Good question. I am assuming that you are the beneficiary of his life insurance, and that none of the creditors are beneficiaries of the policy....

Can jail time be involved?

This is a good question. I'm sorry to hear that your job has reduced your hours so drastically. It sounds like you want to know what happens if you...

What are options after foreclosure has been filed? What is the first step to take in finding an alternative after foreclosure?

This is a difficult situation. As an Asheville bankruptcy lawyer I see this type of thing every week, if not every day. Construction work has dried...

Generally speaking, I don't recommend short sales when the owner/obligor (ie, in this case- you) is in bankruptcy. There are many reasons for this....