Do I need to send a debt verification request letter to Hayt ? Would this help me or hurt me. Not sure I understand the process.

Call them and tell them your situation. You can call and request verification of the debt if you want, they will just send you statements, etc....

I recieved a Notice of a Judgement to be placed against us, sent back that we acknowledge the debt and would like to repay.

The letter they sent was just an offer, they will likely negotiate with you, don't be scared to call them. Think about this stuff first: (1) Do...

What happens when I have submitted my answer to a complaint and summons?

Call the collections agency. I am an attorney who works for a collection firm, when someone calls me and wants to settle, I'm happy to talk to...

Do I need a foreclosure attorney to resolve a problem with my condo association over the maintenance fees?

You don't need a "foreclosure" attorney, just get an attorney who is familiar with either insurance litigation or property. Get all the paperwork...

How can I fight a garnishment based a "bought" judgment from out of state

Based on the lack of service issue you may have a valid claim. Judges HATE hearing that people were unaware of a proceeding, but they will ask...

How long is an outstanding bill collectable before a time factor renders it uncollected?

Call a collections attorney. They will be happy to pursue your case in exchange for a contingency fee. They will file suit, defend you and try to...

I had a vehicle repo'd in 2008 and was contacted today from a debt collector that they sold the file to. Does SOL help?

Get an attorney. There are a few issues here that you should get some help with. It shouldn't cost you much at all.

Appear at the hearing and challenge the plaintiff's choice of court

File a Motion to Change Venue saying just that.

Selected as the best answer

A judgement against me be placed for collection on my credit card if the judgement is in las vegas does it have to be

First of all, you need to prove a lot of things if you're looking to Vacate a Judgement. The "I don't want to pay this" defense won't work. If you...

400k in student loan debt with defaults: no hope for me?

Hey, I understand, I went to law school and have some debt too, its really stressful. Have you ever tried calling them and telling them your...