PAYDAY Loan for went to collections and now they are charging double the original loan can they do that-

You are protected from debt collector abuse by the FDCPA. We don't have details about their "mean and bull[ying] behavior but they may be breaking...

How does the SOL effect a National Collegiate Trust private student loan that is over 7 years old and in collections?

You have already received an answer about there being no SOL for student loans. There has been some movement afoot in Congress to make student...

Do i need credit repair attorney? Does credit repairs after 7 years?

Delinquent marks on your credit reports should fall off after seven years from the date of the initial delinquency. You need to obtain copies of...

If both parties signed an order to vacate judgment, can the judgment be vacated?

If both parties sign a consent order vacating the judgment then most judges would vacate the judgment. It would probably be best for both parties...

Someone still owes me $445 of a $1275 debt. It's been just over a year and we do not live in the same state. What can I do?

Unfortunately, the practical difficulties in suing someone in another state over less than $1,000 are likely insurmountable (or not cost...

I am married me and my husband have a substantial amount of credit card debt. I am responsible for 75% of it.

Mr. Bollinger raises a good point. You have potentially admitted some things here that you should - perhaps - have not admitted. Remove the post,...

I countersued big bank

It seems you have brought serious claims against a large bank. That bank surely has hired good counsel. You need to find substitute counsel...

Consider whether the statute of limitations has passed on the remaining debt that was owed such that the creditor cannot sue you for that debt...

Can I sue for more than whats owed?

Typically, you can only sue for your actual damages.

Question on named plaintiff in warrant in debt, what is acceptable legally in Virginia?

The proper party in interest to sue on the debt is the owner/holder of the debt. Rather than join the additional party, you should focus on...