Archived
What should I do if one of my creditor's building address number is wrong? Creditor's name, city, street, zip code are correct.
William's answer
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Answered on April 22, 2013
You should file a Change of Address form with the Court showing the correct address for the creditor. Your information goes on the top of the form...
Archived
Do i file bankruptcy as a sole-proprietor or "INC" ?
William's answer
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Answered on April 08, 2013
If all of the debt you are seeking to avoid was incurred by you as a sole-proprietor, then you should file a Chapter 7 as an individual. That will...
Archived
Is my equity protected after a voluntary home sale with a declared homestead?
William's answer
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Answered on April 08, 2013
Yes, your proceeds will be protected, up to the amount of the allowable homestead exemption, whether you are filing bankruptcy or not. Further,...
Is it okay to charge necessary dental expenses to a Care Credit card just before filing for Chapter 7 Bankruptcy ?
William's answer
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Answered on March 06, 2013
It is true that, technically, the creditor can file an adversary complaint against you, seeking an order that the portion of the debt owed to them...
Archived
I have trued 3 times for loan with wells Fargo or wachovia turned down wife passed away filed ch 13 . 2009 will not help
William's answer
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Answered on March 06, 2013
These are all very good answers that you have received. I would just like to add that from my experience, the most likely reason for your...
Archived
I filed chap 7 bk on 9/14 /12. the discharge was 12/17/12. my dad gave me a check to survive but wrote "inheritance advance"
William's answer
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Answered on March 06, 2013
I agree with all of the previous answers but would also point out that anything written on the "memo" line of a check is not controlling on...
Archived
Should I file for bankruptcy in Arizona where i built divorce fee debt or California where i have now lived for over a year .
William's answer
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Answered on March 06, 2013
The most proper jurisdiction for filing your case would be California since that is where your residence is and has been for over 180 days prior to...
Archived
How much home equity can a married person filing solo chap 7 exempt in California? I am under age 55 and we have 3 children.
William's answer
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Answered on March 06, 2013
FYI, in CA Central District, the common "cost of sale" deduction is typically 8% of the current fair market value, however that is determined. I...
Archived
Have lots of back taxes owed, credit card debt and 2nd mortgage on home. Is it better file a Chapter 7 bankrupcy or 13 or both?
William's answer
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Answered on February 08, 2013
Given the facts you state, I don't see the need for a Chapter 7. Everything it appears you want to do you can do in a Chapter 13, provided you...
Archived
Do I have to attend a hearing on a motion for extension of time if I don't have a problem with it being granted?
William's answer
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Answered on February 08, 2013
No, but follow the advice of Attorney Farrell and hire an attorney. An adversary proceeding of any type is not something you want to try to handle...
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