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Is it necessary to amend the bankruptcy schedule to list any new debts incurred during bankruptcy and before the case was final?
William's answer
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Answered on January 13, 2012
No. Your bankruptcy petition is a snapshot of your financial situation, including all debt existing as of the date of filing. Therefore any new...
My credit reports, state that my mortgage was closed by my bankruptcy. It was not; I still pay my mortgage. What should I do?
William's answer
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Answered on January 13, 2012
Even though you are continuing to pay your mortgage, if you received a discharge in your Chapter 7 and did not file a reaffirmation agreement for...
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Filing Chapter 7 and want to know if i can negotiate a lower loan amount due to sharp decrease in home value CA.
William's answer
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Answered on January 13, 2012
You can always try to negotiate a loan modification or other payment arrangements with your bank, whether you are in bankruptcy or not. However,...
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Had chapter 7, 6 months ago, including my old house. I walked away then. They still havn't forclosed. What liabilities do I face
William's answer
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Answered on January 13, 2012
Your outstanding liabilities could include HOA fees. If you have an HOA, dues/fees accruing from the time of filing your petition until the time...
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If the debtors fail to respond to a Chapter 13 plan objection, can the judge dismiss the case?
William's answer
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Answered on January 13, 2012
I find the most interesting part of your question is that the debtors have moved and not provided anyone with their new address. If you file a...
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In chapter 7, do I still need to list a vehicle that as repossessed over 3 years ago on my Statement of Financial Affairs?
William's answer
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Answered on January 13, 2012
No. Stmt of FInancial Affairs #5 only requires you to list repo's that were within 1 year immediately preceding filing. However, if there is...
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In bankruptcy & trying 2 recover $ levied. Filed claim of exempt prior to bk filing. long story/problem. where do I go fromhere
William's answer
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Answered on January 13, 2012
This question is nearly identical to one asked just a few days ago. Take a look at the following link - you will probably find your...
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California Intestacy Question: Worth pursuing?
William's answer
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Answered on January 13, 2012
Under CA laws of intestste succession, your cousins estate would pass first to any surviving spouse, if none then to surviving children, then to...
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Can I file bankruptcy against attorney fees?
William's answer
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Answered on January 13, 2012
Even though possibly not dischargeable, as the other attorneys have stated, your question also raises concerns about wage garnishment. If your...
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Can the finance company put a "Repo" on my credit report if I did BK and did not signed an affirmation if I want to stop payment
William's answer
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Answered on January 12, 2012
Yes they can, since it is a true statement and they are also truthful in stating the debt waa discharged. However, you can add a notation to your...
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