I have no way to pay back my debt. Am I a candidate for bankruptcy?

You should consult with a local bankruptcy attorney that can review your entire financial situation and determine if you are a candidate for...

What Proof of Service Form should be used in mailing a Response to Adversary Complaint (POS 030?) and who gets copied?

I agree with Attorney Wiese, but to further answer your question would just like to add - Yes, a copy of the POS and the response should be served...

Will I get a refund if I converted my chapter 13 case to 7, this are funds held by the trustee.,

Yes. Upon conversion of the Ch13 to a Ch7, a Ch7 Trustee is then assigned and the case is transferred from the Ch13 Trustee to the new Ch7...

Will I be liable after turning in the release of liability but the new owner does not do the change of ownership?

I agree with attorney Whitaker - you certainly could have "problems" if any of those events occurs and you are still on title to the vehicle, so...

Colection agency file line on my property belong to unsecure credit card debts for my wife. Property belong to me.

California is a Community Property state. Both spouses are liable for the debts of each other. Even if only your name is on the property, it is...

Can a statutory HOA lien be completely discharged with a lien avoidance motion to the court?

No. An HOA lien is a voluntary lien, since you agreed to the HOA's secured status when you accepted the CC&R's when you purchased your property. ...

It depends on if you are surrendering your property or not. If you are surrendering your house, then you are able to discharge all of the secured...

I may have to file bankrupcy, is it possible to keep my home and put my line of credit

There are too many factors involved to be able to thoroughly answer your question in this type of forum. You would be best to arrange for a...

I'm being asked to pay for a broken tree branch because the manager claims my kids were seen yanking on it. Must I pay?

Not sure why this question was posted in the Bankruptcy practice area, so I changed it for you to Landlord / Tenant law, where you should be able...

My ex husband filed chapter 7 in IN and names me as a co owner. Do I have to file too, will they come after me.

I agree with Atty. Fenn, but would just like to point out that the only true "free" credit report online that is approved by the government is...