Archived
Can someone tell me what the difference is between 'validating' a debt and 'verifying' a debt in a credit card lawsuit.
William's answer
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Answered on January 17, 2013
I agree with attorney Starrett. But also watch out for the standard collection letter that states if you do not dispute the debt within so many...
Selling my car without wife's signature
William's answer
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Answered on January 17, 2013
Take a close look at any copy you may have of the title, or look at your registration. Do you and your wife's names have an "AND" or an "OR"...
Archived
Where can I find an attorney to take a great personal injury case?
This involves Chapter 7 bankruptcy and foreclosure.
William's answer
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Answered on January 16, 2013
In order to have any chance of success on your personal injury claim, I would think you first would have to win your case arguing the in-validity...
Archived
How will my wifes bankruptsy effect my credit if i put her name on my bank account.
William's answer
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Answered on January 16, 2013
It really should have no effect on your credit. Since you did not file, and your wife filed before you were married (and presumably discharged...
Archived
Credit Card trial coming up soon and need some basic help.
William's answer
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Answered on January 16, 2013
With all due respect, I don't believe you need "some basic help", what you need is to hire an attorney to represent you. If the dollar amount...
Archived
After a complete debt discharge in a BK, can a credit card company that was suing, dismiss the case with or without prejudice?
William's answer
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Answered on January 16, 2013
I agree with atty Sinclair, but would just clarify that she obviously meant to say "with or without prejudice" not discharge. I also agree with...
Archived
Need to file aChapter 13 in L.A. bkcourt TOMORROW 1/16/13 to prevent a trustee sale on 1/17/13. After filed what is next step?
William's answer
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Answered on January 16, 2013
I agree with atty Whitaker, but please note if you end up filing a Ch7, the filing fee will be $306. You should consult with a local BK attorney...
Archived
If you owe a student loan that is in default will they take your federal and state refund or only one refund
William's answer
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Answered on January 15, 2013
I agree with Atty. Bunce, but would also suggest you look other possible alternative payment arrangements for the loan. There is a federal...
How do I discredit a witness for a large credit card company that is going to testify about my cc debt?
William's answer
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Answered on January 15, 2013
The technique, or some say art, of cross-examining witnesses, and the raising of evidentiary objections, are things that attorneys spend many years...
Archived
I am the joint debtor in a chapter 7 bankruptcy. My husband not on auto loan. just me. Where do I sign on reaffirmation. As Join
William's answer
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Answered on January 14, 2013
If you are going to reaffirm, you would sign by yourself as "debtor". As you can see from the other answers, whether to reaffirm or not is...
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