An old roommate was contacted about a debt that is owed on an old apartment, would this be contacting a 3rd party?

Collection agencies can contact 3rd parties to verify addresses, employment, etc., but in the facts as you describe, this "3rd party" appears to...

Am I legally responsible to pay for credit card bill as an authorized user?

No. If you are truly only an "authorized user" on the account, then you have no personal liability to pay anything. If in fact you are actually a...

Can I have one debt BUT 2 different collectors?

Yes, you can be contacted by several different collection agencies over the course of their attempts to collect the debt from you. More than one...

Selected as the best answer

Credit card trail coming soon--need some help

First of all, any good process server you are using should know the rules for service and how to effectively serve someone in different situations....

Residential tenant bankruptcy question

As to question #1, Since your UD filing took place after the BK filing, whether you knew about the filing at the time or not, your UD filing was in...

I agree with all of the previous excellent answers, especially regarding seeking the help of an experienced local bankruptcy attorney, but would...

Collection Agencies and negative reporting

I agree with the excellent answers of attorneys Stempler and Bunce. It sounds to me like the 50 day period is simply an internal policy of that...

A client did not pay their accrued fees for services rendered. Can I place a lein on their driver's licence?

I agree with the prior responses. The key is that you really can't do anything until you win your lawsuit and get a judgment. Once you have the...

I owed HOA assessments. I would like to make a payment arrangement plan. what do I need to do????

I agree with the prior responses, but would add that if you are concerned about having to email your request, then as the prior response stated,...

If a judgement is issued against me for a credit card lawsuit and I pay the judgement as soon as possible

I agree with Atty. Stempler, but to specifically answer the last part of your question - "Yes" it will show as paid, however as Atty. Stempler...