Can I file bankruptcy after a judgement has been issued and if so can the judgement be discharged?
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Answered on January 30, 2013
Yes, you can file bankruptcy after a judgment has been issued. As far as whether the judgment can be discharged or not, it depends on what the...
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I had a bankruptcy discharge back in Feb of 2011 and have been paying on my house since then but did not reaffirm the debt.
William's answer
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Answered on January 30, 2013
You state the foreclosure sale has already happened, with an opening bid of $67,000, but you do not indicate whether anyone actually submitted a...
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Filed Chapter 7 in 12/08, dischaged in 4/09. Both my primary residence and income property were included in the BK.
William's answer
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Answered on January 30, 2013
I agree with the prior responses, but on IRS Form 982, you would check the first box, box #1a for "Discharge of indebtedness in a title 11 case",...
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Can child support start wage garnishment while in Chapter 7?
William's answer
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Answered on January 29, 2013
Yes, child support is exempt from the application of the automatic stay and is not dischargeable. However, you still may be able to reduce the...
How is the homestead exemption applied to equity when there is joint tenancy ownership of property in Chapter 13 bankruptcy?
William's answer
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Answered on January 29, 2013
50% of the fair market value of the residence would be accounted for as part of your bankruptcy estate. So, subtracting the debt would mean you...
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Could any attorney help remove credit card charge that was made abroad under duress?
William's answer
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Answered on January 29, 2013
Did your husband file a police report in Tokyo? If all he did was call the credit card company after the fact, then I don't see how you can do...
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My BK was dismissed in April, 2011. My car loan was accidently included in my BK. Can I reopen my BK and reaffirm it?
William's answer
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Answered on January 29, 2013
Creditors will not report on post-discharge payments for fear of violating the permanent stay injunction of the discharge. That is true for a lot...
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What's the interest rate that I have to pay in Los Angeles CA to pay off mortgage debt in a chapter 13?
William's answer
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Answered on January 29, 2013
Your question doesn't address, and none of the responses so far have either, whether you would be eligible for a lien-strip. Just in case that is...
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If my nonconsumer debt is more than 51% of my total loans, I can file for chapter 7?
William's answer
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Answered on January 29, 2013
No. Your gross earned income is key and is not disregarded. Whether you can qualify for filing a Chapter 7 or not, and receive a discharge, is...
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Hello. I'm in CA would like to know what I can expect to pay in total for filing a ch7 bk (from start to finish) also if I need
William's answer
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Answered on January 29, 2013
Every attorney is different, but I generally see basic Chapter 7's be done for a flat fee of anywhere from about $1,500 to $2,000, including the...
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