Archived
We owed 47,000.00 on loan when paid off it was still 47,000.00 to Ocwen Federal Bank.How can that be true?
Ralph's answer
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Answered on October 03, 2011
A few questions:
What was your original principal (how much did you finance)?
Was the interest charged simple or "rule of 78's"?
Do you have...
Archived
Defective paint on my truck
Ralph's answer
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Answered on October 03, 2011
It is not likely you will have any success pursuing Nissan. The truck was originally covered by a factory warranty that did not extend beyond 5...
Archived
Can I report a motorcycle stolen if the person stops making payments?
Ralph's answer
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Answered on October 03, 2011
His copy of the Promissory note will negate your claim for stolen property. Yours is a civil matter and small claims is the proper route. ...
Archived
A used dealer in Florida sold me a car that had a Lemon title.
Ralph's answer
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Answered on October 03, 2011
If the title is "branded" and the dealer did not disclose this to you IN WRITING, you may be well served by hiring a Consumer Protection attorney. ...
Archived
Bought vehicle titled to two people, one person abandoned it 2 years ago, she is back and wants the van, What do I do now?
Ralph's answer
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Answered on October 03, 2011
You have "a mess", that in all likelihood would be most easiliy resolved simply by you returning the vehicle.
If she denies signing the title, she...
Archived
Where do we go from here?
Ralph's answer
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Answered on September 30, 2011
Long story short, it seems you have an issue to take up with the Insurance Company. If their adjuster paid "up-front", it was he, and not you that...
If you work for a dealership can they fire you for buying a car somewhere else?
Ralph's answer
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Answered on September 30, 2011
There's several questions you need to answer before an attorney can give you an informed opinion.
Total number of employee's at dealership?
Your...
Archived
Should my daughter have to sell her house and lose her $8,000 tax incentive?
Ralph's answer
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Answered on September 30, 2011
There may well be a tax liability, and I'll defer to a tax attorney for a direct answer, however, she may want to look into her new employer...
Archived
Does a change on a service agreement negate a contract agreement?
Ralph's answer
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Answered on September 30, 2011
The previous answer goes in great detail, and provides excellent insight. I would add that in all likelihood the original contract called for your...
Archived
Is it a good idea to hire a private investigator to show that my spouse is using drugs alcohol and having an affair
Ralph's answer
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Answered on September 30, 2011
Proof is always better than the unsubstantiated accusation.
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