Archived
I am in a chapter 13 and need to refile to add a car that was not originally added to the case and they want to not repossess
Derek's answer
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Answered on March 01, 2013
If you had this car prior to filing your case, you should have listed it as an asset and the debt as a liability when you first filed. If you did...
Archived
Post Discharged, No Asset, Chapter 7 Mortgage/Property Question
Derek's answer
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Answered on March 01, 2013
Mr. Shevitz provided a very good answer. Your bk has nothing to do with your property anymore and whether you want to invest in remodeling really...
Archived
Chapter 13 for only one spouse
Derek's answer
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Answered on February 28, 2013
One spouse can file without the other, but only the debts of the person filing and joint debts can be included in the plan. Also, as my colleague...
I surrendered a leased vehicle in my Chapter 7 filing. When does the leasing company (Audi Financial Services) collect the car?
Derek's answer
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Answered on February 26, 2013
It sounds like Audi is either willfully violating the automatic stay and now the discharge injunction or has not received the notices they should...
Archived
Do I need to change lawyers or appeal? Help understanding BK (7) and small claims law.
Derek's answer
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Answered on February 25, 2013
I agree that the timeline of what happened and when in your question is tough to figure out. If the debt was incurred prior to your filing of your...
Where do i get a letter of consent from bankruptcy court for mortgage company for hamp program i am in chapter 13 in Beaumont TX
Derek's answer
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Answered on February 25, 2013
Technically, your attorney may be correct. But if the mortgage company will not do a loan mod without the CYA order or at least a permission letter...
Archived
Having filed Chapter 7 on Home and Business how long do we have to get another place and make arrangements? Thanks
Derek's answer
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Answered on February 21, 2013
Mr. Johnson nailed the answer to this one. No way to know, depends on the lender and on your state law. Enjoy living rent free for a while but...
Archived
Will chapter 13 stop my house from being sold at trustee sale. ?
Derek's answer
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Answered on February 21, 2013
Yes, a Chapter 13 will stop the foreclosure sale and will allow you to repay the mortgage arrears over a 3 to 5 year plan. You will need...
Archived
Bankruptcy Problem. I was living to large for the money I was bringing in...? bankrupt 13 or debt consolidation?
Derek's answer
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Answered on February 21, 2013
I agree with Mr. Walton that you need to speak with a bankruptcy attorney about your situation. There are far too many variables that go into...
Archived
I filed for bankruptcy last August the house was surrendered , it was discharged last October .
Derek's answer
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Answered on February 20, 2013
No, the cash for keys should have no affect on your bankruptcy discharge. You should consider whether the amount they are willing to pay you...
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