I am filing chapter 13 and 9 months ago financed a new car with vw credit do i need to reafirm that date through chapter 13 ?
Derek's answer
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Answered on April 04, 2013
At least where I practice Reaffirmation Agreements are not usual in Ch13. As long as you either continue to make the contractual payments on the...
Archived
Do divorce decree judgements get paid in a chapter 13 case?
Derek's answer
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Answered on April 02, 2013
If this debt is considered to be a "Domestic Support Obligation" which I think it should be, it is non-dischargeable in a Ch13. You may want to...
Archived
My amended 1040X for 2011 was just approved , deducting $7,716.00 from my overall debt, I am in Chapter 13, what happens next?
Derek's answer
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Answered on April 02, 2013
Without know more about your situation there is no way to answer your question. You really need to speak with your attorney about this and if you...
Archived
Filing Hardship Discharge for chapter 13
Derek's answer
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Answered on April 01, 2013
I agree that there is no way, based on the information provided, that anyone here on AVVO can give you any sort of realistic answer other than to...
Archived
I filed chapter 7 and it is in the the process of being discharged . I had a garnishment by Edd . I need to get the money back.
Derek's answer
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Answered on April 01, 2013
Sorry, but you need to retain an attorney unless you want to lose. Go find an attorney, you need one to do this.
Archived
WILL MY WIFES ASSETS AND CREDIT BE EFFECTED IF I FILE CHAPTER 7 AND DO NOT DISCHARGE
ANYTHING IN HER NAME?
Derek's answer
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Answered on April 01, 2013
Neither her assets nor her credit rating should be affected by your filing an individual Ch7. However, assuming you are still living together her...
Archived
Only $3000 Left on a 5 Year Chap. 13 plan and it was dismissed without notice, is it a positive on credit if I finish?
Derek's answer
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Answered on March 29, 2013
I strongly suggest you take Mr. Perez up on his kind offer. What he indicates is standard procedure in the SD of Indiana is standard procedure...
Archived
Will my name remain on a mortgage after filing ch 7? I am divorced, ex spouse not filing BK and we are both on mortgage.
Derek's answer
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Answered on March 29, 2013
Your name will not come off the mortgage though your personal liability for the mortgage will be discharged. Nonetheless, it will be difficult to...
Archived
I surrenderd a home in a chapter 7 BK. that I'm currertly living in.Trustee sold home and
a Quit claim deed was recorded.
Derek's answer
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Answered on March 29, 2013
This is a now a state law landlord/tenant/evictions statute issue and not really a bankruptcy issue. Whatever steps a landlord would have to take...
Archived
We are in a Chapter 13 and our lender did not pay for our Homeowner's Insurance (it has always been in escrow)
Derek's answer
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Answered on March 28, 2013
I agree with Mr. Whitaker that your first priority is to get your homeowners insurance reinstated ASAP. Whether their failure to pay the insurance...
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