If your vehicle is repossess d before you file a chapter 13

You should be able to get the vehicle back, though you may have to file a Motion for Turnover along with your petition and if you have to file a...

Can a bank report to my credit after a bankruptcy discharge?

They should report that the debt was included in a bankruptcy. If they report anything else, dispute it with the credit bureau and with the...

I believe I need a Chapter 13 bankruptcy. I own houses in other states. I was wondering what law will govern those houses?

When one files bk one must use the exemptions applicable to the state in which one files subject to certain residency requirements imposed by the...

I had a Bankruptcy discharged over two years ago and at that time I gave my home back in the chapter 7 when the payments were cu

Fair? No. Legal? Yes. I am not aware of any legal remedy available to you. There is no law requiring mortgage companies to promptly foreclose...

Can you cram down interest rate on a car the you bought less than 910 days prior to filing ch 13

Yes, you can reduce the interest rate. Depending on your district's practices you may even be able to use the federal funds rate which is even...

If i file chapter 7 bk and my husband is not part of it can he file later on our house and car if i reaffirm now?

If you file and reaffirm then your liability will not be affected when he files and does not reaffirm. What that means is that if you file now and...

My car, which is included in my Chapter 13 plan, has died. Creditor denied petition to sell. What do I do?

Your attorney is far better able to answer questions about your case and her handling of it than we can based on your description of what is going...

What legal liability is my Chapter-11-then-7 bankruptcy trustee so afraid of? He is terrified or being served or something.

Either Mr. Riddle is correct and the Trustee is not afraid of anything but you have just turned into such a pain in the rear that he avoids...

We've begun making payments through the Clerk of Court to satisfy a judgment can the creditor still file a Writ Of Execution?

A creditor can seek a writ of execution as long as there remains an unsatisfied judgment, though most institutional creditors will not as long as...

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If i am married but my spouse is not going to be on bk ch7 i only need his income on schedule i correct?

Mr. Oney is correct. However, you will also need his expenses for schedule J and will need to include his income and necessary expenses on the...