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I Am in chapter 13 for 3years and just converted to chapter 7 need to go back to chapter 13
lawyer suspended
Derek's answer
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Answered on September 23, 2013
If the situation is as you describe, then I'd expect that you can ask for a continuance of the Ch7 341 meeting (which I assume is the hearing being...
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Filed CH 13, have fallen behind, want to released the home thru my CH 13, how will this affect my x wife?
Derek's answer
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Answered on September 23, 2013
She likely won't have any liability under your Ch13 regardless of what happens. What you are probably really asking about is can you prevent any...
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My chapter 13 case was dismissed and I dont qualify to refile, what should I do now
Derek's answer
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Answered on September 23, 2013
I feel for you, that is a tough situation to be in, but as my colleagues suggest, if you have suffered a long term decrease in income such that you...
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Can a bank refuse to report payments on a mortgage to the Credit Bureau's?
Derek's answer
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Answered on September 23, 2013
Yes, ALL reporting to the credit bureaus is voluntary so no creditor ever has to report anything to the credit bureaus. However, if they choose to...
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Can I file bankruptcy now or do I have to wait?
Derek's answer
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Answered on September 23, 2013
No, if you used the credit card for basic necessities such as gas or food, using the credit card within 70 days of filing bk should not be a...
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My boyfriend(we live together) is in chapter 13 and trying to do a modification loan with the mortgage company.
Derek's answer
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Answered on September 22, 2013
You will not be automatically added to the deed and your boyfriend would need court permission to both incur the debt and to add your name to the...
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I filed for chapter13 repayment plan almost 5 years ago. Will this affect my social security benefits?
Derek's answer
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Answered on September 22, 2013
No.
Archived
Bankruptcy. ....I paid my lawyer $1400.00 to do bankruptcy on May 20th.
Derek's answer
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Answered on September 10, 2013
I agree four months is a long time and there should be a good reason why they are not ready to file your case. If all else fails go camp in his...
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How can I save my jointly-owned and -financed home if my (soon to be ex) wife files individual Chapter 7 bankruptcy, in Alabama?
Derek's answer
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Answered on September 10, 2013
You will have to refinance to take the loan out of her name. It is possible for the Ch7 trustee to sign a quitclaim deed, but they probably will...
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Are we protected from a new wage garnishment while we have an open chapter 13?
Derek's answer
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Answered on September 10, 2013
If the debt for which you are being garnished occurred after the filing of your Ch13, the creditor is free to take whatever action they can...
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