On the Creditor Mailing Matrix, do i use the addresses where i send the payments to or do i use the headquarters addresses?
Derek's answer
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Answered on November 20, 2013
DO NOT use the payment address. Those are usually drop boxes that only process payments and correspondence such as bankruptcy notices will not be...
Archived
Can I get my refund back once its turned over to rural development?
Derek's answer
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Answered on November 19, 2013
Maybe. Depends on a variety of factors. Why do you doubt your attorney? Ask him/her what steps need to be taken to get it back.
Archived
I have active Chapter 13 which was amend in my favor, a summary judgement was discharge chpt .7 , can state court over rule
Derek's answer
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Answered on November 19, 2013
I don't understand what you are trying to ask, nor do I understand the fact pattern. Can you please give more information about the background and...
Archived
I received judgment for money owed to me, the defendant is now filing Ch. 13 bankruptcy. Should I still file Proof of Claim?
Derek's answer
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Answered on November 19, 2013
You will likely get very little if you do file the Proof of Claim but you will get absolutely nothing if you do not. Regardless, assuming the...
Archived
If I surrender my vehicle in a Chapter 7 Bankruptcy, will my bank have to file for a repo title after i file BK and surrender?
Derek's answer
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Answered on November 19, 2013
If your state requires that the title to a vehicle be branded as a repo the fact that you filed a bankruptcy and surrendered the vehicle through...
Archived
Why will I end up paying more then I actually owed in debts when my chapter is all over with?
Derek's answer
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Answered on November 18, 2013
If all your creditors file a Proof of Claim and you have a 100% plan, they will actually get about 105% to include a small interest payment. As...
Archived
Foreclosure settlement meetings and what really happens and how they work.
Derek's answer
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Answered on November 18, 2013
I agree with my colleagues: you need an attorney to assist you in order to safeguard your interests.
Archived
Totally confused about OOP
Derek's answer
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Answered on November 18, 2013
I do not know what an "OOP" is but I am positive that it has nothing to do with bankruptcy. I think you need to repost your question in a...
Archived
How many letters will I get before my bank will begin the repossession process of my vehicle (prior to my filing BK)?
Derek's answer
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Answered on November 15, 2013
Trying to perfectly time a bankruptcy filing is very risky. Rather than asking for advice here on AVVO, you need to consult with a local attorney...
Archived
Can I file chapter 7?
Derek's answer
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Answered on November 14, 2013
Sure, you can file, but whether a filing would be a Ch13 or a Ch7 depends on a variety of factors and whether filing any bankruptcy is a good idea...
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