Archived
Living in house that was in bankruptcy keeping up the payments then lost job cant afford so i walked out from it can they sue me
Derek's answer
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Answered on December 19, 2013
If you did not sign a reaffirmation agreement then you cannot be held personally liable for the debt on your house or for any deficiency after the...
Can I trade my car if its still in a open chapter 13,. I need a car desperately to get back and forth to work.
Derek's answer
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Answered on December 19, 2013
Yes, but this is not something you should try to do without an attorney. You will need to file a Motion to 1) substitute collateral; 2) incur...
Archived
Do you have to count 401k or IRA retirement if you file bankruptcy
Derek's answer
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Answered on December 19, 2013
Not sure what you are asking. If you are receiving disbursements from your IRA or 401K, then they do have to be reported on schedule I. If you...
Archived
How can I lift automatic stay if my tenants just filed chapter 13 BK 3 days ago , I had a court date today that was continued
Derek's answer
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Answered on December 19, 2013
Unless you are familiar with bankruptcy practice, you will need to go see an attorney to assist you.
Archived
I have a question about chapter 13 rights rights when it come to IRS and Tenant rights State of NC
Derek's answer
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Answered on December 18, 2013
Priority debts such as recent taxes have to be paid in full over the life of your plan so if you only have $200/month in disposable monthly income,...
Archived
Real estate tax lawyer
Derek's answer
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Answered on December 18, 2013
As Mr. Rubin indicates there is no way that those of us here on AVVO can possibly know what was included in your bankruptcy nor how anything that...
Archived
I requested an answer for bankruptcy earlier, not enough info. My daughter claimed br in 1 of 2012, 1st yr. had paid.
Derek's answer
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Answered on December 18, 2013
Her creditors can charge interest according to the terms of their agreement with her. She should go see a local bankruptcy attorney to see if she...
Archived
HELP!!!! 2nd Chapter 7 Bankruptcy filing Question
Derek's answer
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Answered on December 17, 2013
When Congress changed the bankruptcy laws in 2005 they increased the time between Ch7 filings from 7 to 8 years so if you filed in 08 you cannot...
Archived
I can't pay off student loans because my Women's Studies degree is useless. Do I qualify for Chapter 7 or undue burden?
Derek's answer
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Answered on December 16, 2013
Whether you qualify for a Ch7 depends on a variety of factors including household size, expenses and income among others. Unfortunately, it is...
Archived
I am currently in a Chapter 13 Bankruptcy and my vehicle is costing me hundreds of dollars in repairs monthly.
Derek's answer
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Answered on December 16, 2013
Your attorney will need to file a motion to modify your plan to surrender the vehicle and to have whatever deficiency resulting from the sale of...
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