I missed my Chapter 13 341a hearing, what do I do?

I agree with my colleagues that you need to have a lawyer assist you. Dorothy Bunce is in Las Vegas and regularly contributes here on AVVO and she...

Must amend Notice to Creditor/Proposed Plan.Lender&HOA are creditors.In section IV ,do I list lender &/or HOA as liens to avoid?

You cannot avoid the lien of your first mortgage. You can only avoid liens of junior lien holders to the extent that the lien exceeds the value of...

We filed Chapter 7 in 2010. Today, we received a 1099-C from a credit card that was included in the bankruptcy.

Yes, file the 982 with your return. It does not surprise me that the amount listed on the 1099 was different from the amount listed in your...

How many days do you have to file a rehearing on 13? Does it start on the day you receive the notice or when the order was given

Mr. Walton is correct, except that, at least in my district, an additional three days are added for mailing, so if an order is entered on 1/21...

Your attorney cannot reaffirm your debt, only you can do that. That being said, he probably should have been aware of your Credit Union's position...

In a debt collection lawsuit, is it better to answer with a Suggestion of Bankruptcy or Motion to Dismiss since i filed for BK?

Suggestion of Bankruptcy. A motion to dismiss should not be based on a "fact" (your discharge) that hasn't happened yet. Mr. Walton's suggestion of...

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Im 6 months behind in my morgage can i start ch. 13 bankrupcy

Yes, you could file if you now have sufficient income to resume making your mortgage payments and to make a Ch13 payment sufficient to allow the...

How long should it take to get a Chapter 7 taken care of.

I agree that if you have fully paid for and supplied the information to an attorney, a year is WAAY too long for the process to take. I am not...

Is is normal practice for a bankruptcy attorney to charge additional fees after plan has been confirmed?

If your attorney took a standard "no look base fee", then except for the fees that are allowed for specific things that are not included in the...

Does indiana have a wildcard exemption and if no claims are filed will the trustee drop the case or still go after your stuff

Ch7 or Ch13? If a judge has advised you that your state does not have a wild card exemption that you can use, I expect the judge is correct. If...