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My home was included in a Chapter 7 bankruptcy discharged in 2011, I continued to live in the home & qualified for a loan
Derek's answer
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Answered on February 21, 2014
The answer is probably, but whether or not you can walk away without worrying depends in large degree to what exactly you signed when you did your...
Archived
How can I get out of a ch. 13 that hasn't been discharged or dismissed until another 4 years with an ex spouse? Will I be able
Derek's answer
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Answered on February 20, 2014
Mr. Ashman and Mr, Granvold are correct. You need to seek new counsel to best advise you what can be done in your situation. You may be able to...
Archived
Can I put an amount for retirement funding on my profit loss sheet if I have not been able to pay into it for a over a year?
Derek's answer
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Answered on February 19, 2014
If you are really talking about Schedule I and Schedule J, then you are supposed to use actual figures or at least averages of actual figures, so...
Archived
Can I continue to pay my student loans outside of Ch 13 bankruptcy in order to benefit from a student loan forgiveness plan?
Derek's answer
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Answered on February 19, 2014
Technically, yes you can as long as you can make the plan payments and make the student loan payments. Some Ch13 trustees, however, take a hard...
Archived
In which state do I file for bankruptcy?
Derek's answer
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Answered on February 19, 2014
You should file here in NC.
Archived
A Debtor left out in Confirmed Chapter 13 in California?
Derek's answer
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Answered on February 18, 2014
Even if they were not notified, they are still subject to the automatic stay and if you advise them of your Ch13 filing and give them the case...
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What are my options when filing chapter 7 bankruptcy if I don't have any money for an attorney? Will legal aide handle it?
Derek's answer
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Answered on February 18, 2014
Legal aid may be able to help, but even if they cannot you have done some things that could get you in trouble if you do not have an attorney to...
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I"ve been getting mortgage stmts for 2 yrs since chpt 13 discharge 2012, new laws in 2014 means no more stmts? Please explain?
Derek's answer
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Answered on February 18, 2014
I am not aware of any changes in the law that prevents them from sending you informational statements. Also, assuming you had classified your...
Can I get a credit card while in Ch. 13 bankruptcy?
Derek's answer
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Answered on February 18, 2014
In my district the standing orders allow debtors in a Ch13 to incur up to $7,500 in new debt without court approval. That being said, I would not...
Archived
Can the bank be encouraged or forced to foreclose following chapter 7 bankruptcy?
Derek's answer
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Answered on February 18, 2014
Unfortunately, there is no way to force a creditor to foreclose after a surrender in a Ch7. In my districts, I have seen Ch13 plans which call for...
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