Archived
Ch. 13 plan approved. Pymts. complete for Ch.13 5 mo. ago. Went from J-complete status to ACTIVE. What does this mean?
Derek's answer
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Answered on March 05, 2014
You really need to speak with your trustee or at the very least a local bankruptcy attorney who is familiar with your local court and the trustee...
Archived
Can a debtor pay off their vehicle balance directly and then sell or trade their vehicle if under a Chapter 13 bankruptcy plan?
Derek's answer
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Answered on March 05, 2014
Even if you pay off the remaining $32 the bank will not be obligated to give you the title to the car until you complete your plan. Even if they...
Archived
Do I have a case against my Credit Card Company since i was given a credit card under 21 with no cosigner and proof of income?
Derek's answer
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Answered on March 05, 2014
While you may have a claim against the credit card company under the rule promulgated by the Consumer Financial Protection Bureau, if they had...
Can I file a Chapter 13 bankruptcy on my parents home if they're deceased? I'm the executrix, but its not in my name? In PA?
Derek's answer
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Answered on March 05, 2014
It may depend on if they ahd a will and left it to somebody other than your wife. If that is the case, no, your wife could not protect the...
Archived
If my lender forgot about my car after this debt was discharged in a Chapter 7 bankruptcy, should i just keep driving it?
Derek's answer
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Answered on March 05, 2014
Keep it insured and drive it normally. Take reasonable care of it as they could try to hold you responsible for intentional damage. Be prepared...
Archived
How long does a trustee have to object to a discharge and what grounds would they object?
Derek's answer
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Answered on March 05, 2014
The tax returns are standard operating procedure for most trustees. The receipts may be an effort by the trustee to determine whether you had...
Archived
I filed bankruptcy (chapter 7) in 2013. Do I have to pay taxes on any of the debts that were discharged?
Derek's answer
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Answered on March 05, 2014
No. Debts discharged in bankruptcy do not incur tax liability. If a creditor sends you a 1099, then file an IRS form 982 with your tax return. ...
Archived
My attorney has withdrawn from my Chapter 13 case
Derek's answer
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Answered on March 05, 2014
Continue sending payments to the trustee. Toward the end of your case you should get notices to file a couple certifications regarding discharge...
Selected as the best answer
Does "disposable income is not determined under § 1325(b)(3)" mean I can't file chapter 13?
Derek's answer
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Answered on March 05, 2014
It means you do not have enough income to fail the means test and that you can file a minimal payout Ch13. While I agree with Mr. Walton that...
Selected as the best answer
Archived
Currently in Chapter 13. I received a letter from my lawyer and I just need a little clarity regarding my discharge.
Derek's answer
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Answered on March 05, 2014
I agree with my colleagues, you need to ask your attorney what exactly s/he means. If it makes you feel better that you are confused, if the...
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