Archived
If their is a relief of stay filed by mortgage company but the c7 bankruptcy was discharged 2 months later is motion still valid
Derek's answer
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Answered on April 10, 2014
If your discharge is granted and your case has been closed, the sty lifts upon the closure of your case and the mortgage company will be free to...
Archived
I am married/separated. Not living together/no support. No community debt. Do I have to find him and include his income in BK7
Derek's answer
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Answered on April 09, 2014
No, you do not have to scour the bushes to find him. You indicate that you are married and separated and then just use your income and expenses...
Archived
Is all unsecured debt discharged in chapter 13 bankruptcy
Derek's answer
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Answered on April 08, 2014
At the conclusion of your Ch13 plan, if there is interest that was not paid, it is discharged and you no longer own it and you should get the title...
Archived
How many times can you file chapt. 13 after being discharged by the bankruptcy trustee? is a 2nd amended chapt 13 filing conside
Derek's answer
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Answered on April 08, 2014
Are you asking about refiling after dismissal of a case or discharge of a case? If you are asking about the interval between filings to be...
In a Chapter 13 and just found out my HELOC was charged off. My bankruptcy attorney will not return my emails or calls?
Derek's answer
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Answered on April 08, 2014
Where I practice, although we pay first mortgages through our plans, our TTees and Judges have said we cannot pay a HELOC through the plan,...
Archived
Are we ok to be discharged from chapter 13?
Derek's answer
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Answered on April 07, 2014
If you can afford to pay the IRS in full for your 2013 taxes, it is better to do so. The trustee does not have the power to dismiss your case,...
Archived
Any way a client can force assignee of the first mortgage of a residence of a non reaffirmed debt send a monthly statement?
Derek's answer
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Answered on April 07, 2014
I do not know of a way to force a creditor to send a monthly payment reminder. I agree that they will frequently do so if the client requests one...
Archived
My four year chapter 13 is up for discharge in July we owe taxes this year and have to turn over returns by may1 bad? Or what
Derek's answer
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Answered on April 07, 2014
I, too, do not understand what you are trying to ask. Can you clarify what it is you need additional information about, please? If your 13 plan...
Archived
I need to write a letter of Intent to bank claims dept - do I state we are not rebuilding the house - we surrender it?
Derek's answer
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Answered on April 07, 2014
If you had previously filed your Ch13 and indicated your intent to surrender the home, that should be sufficient. It seems they are asking your...
Archived
On US Bankruptcy Court Form B10 Proof Of Claim, what can I input for item number 3?
Derek's answer
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Answered on April 06, 2014
In the situation you describe, you can leave that blank.
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