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I filling bankructy chapter 7 .is was discharge.10/21/10.but i want to keep my hosuse.can i filing chapter 13.to keep my house.
Derek's answer
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Answered on June 09, 2014
In theory, sure, you can file a Ch13 to keep your house. You would not be eligible for a Ch13 discharge because your Ch7 was filed less than 4...
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I'm going pro se and have a hearing with judge, need guidance on statue regarding confirmation of chapter 13
Derek's answer
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Answered on June 08, 2014
Filing a Chapter 13 is, by definition, a voluntary act. No one is forced to file an involuntary Ch 13, unlike a Ch7 when a Ch7 can be forced on an...
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My mother died and has one brother as beneficiary on life insurance. He is going to file for bankruptcy. He got the check .
Derek's answer
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Answered on June 06, 2014
Where I practice, no, he could not sign over the check to the estate. He could, however, go ahead and pay for the funeral expenses out of the...
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Greentree mortgage says it's against the law for them to report to my credit for mortgage paymen after bankruptcy? Is this true?
Derek's answer
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Answered on June 06, 2014
Mr. Granvold is correct, this question occurs nearly every day. The creditors are afraid that if they report to the credit bureaus some debtor...
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Question
Derek's answer
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Answered on June 06, 2014
Maybe. The answer depends on a variety of factors. Is the bankruptcy a joint case (including both you and your former spouse? If so, did anyone...
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After ch 7 bankruptcy am I allowed to sell my home if I end up divorced and can not keep it alone?
Derek's answer
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Answered on June 06, 2014
My colleagues gave you the correct answer. As long as your discharge has been granted AND your case has been closed, you are free to do with your...
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My chapter `3 is taken out my check in two payments. Can it be deducted from my checking account in the same manner
Derek's answer
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Answered on June 06, 2014
You could see if your bank will allow you to schedule bi-monthly automatic payments, but I doubt the trustee will agree to set up some sort of...
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Bankruptcy trustee missed deadline, didn't collect money from debtor to which I'm entitled. Can I sue and win?
Derek's answer
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Answered on June 05, 2014
Only you can decide whether it is worth suing over. Also, it may be difficult to prove that the trustee did not choose not to object rather that...
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Life Insurance ??? My MOM?DA want to get Life Insurance on me if I die they get the cash, I am about to file Bankruptcy
Derek's answer
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Answered on June 05, 2014
If your mom is buying and paying for the insurance, even though the insured is you, it is not your insurance policy and even though the policy only...
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Is it inappropriate to contact trustee in bankruptcy if you know a creditor has committed TILA violations, unapplied funds?
Derek's answer
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Answered on June 05, 2014
It certainly would not be inappropriate in the sense that it would be improper, but as Mr. Berkus points out, the trustee is not likely to care....
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