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I filed CH13 in 2012 and am unable to pay the high monthly payments required of the plan. What are my options?
Derek's answer
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Answered on June 13, 2014
Since you are in Florida, and I assume your home is in Florida, and Florida has an unlimited homestead exemption, subject to certain residency...
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It's been 3 years since I filed chapter 7 and it was discharged. I didn't reaffirm the mortgage, what can I do?
Derek's answer
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Answered on June 12, 2014
Your personal liability was discharged. Your husband's was not and he remains fully liable for the debt on your residence. If you can qualify for...
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I want to file ch 13 to get my repo'ed car back& do a "cram down". Will that negatively affect my husband's INS/legalization?
Derek's answer
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Answered on June 12, 2014
I agree that your filing a bk should have no affect on your husband's immigration status. The problem I see wwith what you want to do is to try to...
What has to be included on Chapter 7 bankruptcy?
Derek's answer
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Answered on June 12, 2014
You include all those expenses on schedule J and would list the interest in your life insurance policy on Schedule B and C as well. If the rent and...
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Are some bankruptcy lawyers willing to do Ch.13 on a contingency basis regarding outcome of the 2nd mortgage being stripped?
Derek's answer
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Answered on June 12, 2014
No. No sane bankruptcy attorney would take a Ch13 case and only be paid if everything turns out as you want it to.
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I am a US citizen and have to file BK7 but have Canada consumer debit. Can they come after me here in the USA?
Derek's answer
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Answered on June 12, 2014
Why isn't the Canadian debt dischargeable? The USA and Canada recognize judicial decisions made in the other country. List the debts and they will...
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My wages are currently being garnished per civil judgment, should this creditor be listed on chapter 7 schedule D or F ?
Derek's answer
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Answered on June 12, 2014
The debt is not secured by any assets so, despite teh fact they have a garnishment order, it is still an unsecured debt so on F, unless you own...
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Can I refinance or modify my home mortgage while on chapter 13 and receiving disability.
Derek's answer
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Answered on June 11, 2014
Just because you are in a bankruptcy does not mean that you are not eligible for a home mortgage modification. Unfortunately, there is no way we...
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I filing bankructy 7.the filing is 10/13/2009.i have discharge.1/21/2010.my house is underwater.but i have loan modified under
Derek's answer
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Answered on June 11, 2014
GO. SEE. A. LOCAL. BANKRUPTCY. ATTORNEY.
Archived
Can i do chapter 13 to keep my house.so how do chapter 13 .work out.
Derek's answer
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Answered on June 11, 2014
Stop asking the same question over and over, please. Call a local attorney or two. Set up consultations with them and follow through. No way we...
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