Archived
In Filing this motion , if the property is owned by my wife & I, and has a lien on it is that exempt? ,
Derek's answer
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Answered on September 17, 2014
Hate to say this, but you really need to set up an appointment with a local attorney who can take the time to help you properly prepare the Motion...
Archived
Filed Bankruptcy 7 w/vehicle included
Derek's answer
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Answered on September 17, 2014
I, like Ms. Tokarska, would probably answer this question without charge or at least take a stab at answering the question. That being said, I am...
Archived
Discharged chapter 7 two yrs ago. Didn't reaffirm condo. Bank taking judicial action 2 fix problem on title. responsible for leg
Derek's answer
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Answered on September 17, 2014
I agree with Mr. Granvold and Mr. Primus: you need to see an attorney. I think they may be able to correct the problems with the Deed of Trust,...
Archived
Bank levy followed by chapter 7, how can I get cease and desist now
Derek's answer
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Answered on September 17, 2014
Depending on the timing, the $1000 may be considered a preference but the creditor will not automatically return it to you. You (better your...
Archived
An insurance carrier I will be working for wanted to know if I ever filed for bankruptcy. I did a chapter 7, 12 & 19 yrs. ago.
Derek's answer
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Answered on September 17, 2014
If you tell the truth that you filed twice over a decade ago, they may not care. If you lie and say no and they find out you lied they WILL care...
Archived
BIG tax refund at stake! Spend then file, or file then spend? Car or no car?
Derek's answer
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Answered on September 16, 2014
I suggest you seek the advice of local counsel before you make any decisions about when to file. I believe you are not correct about how much of...
Archived
Can a Electronic Ch. 13 BK Filing be converted to a regular filing? Is there a document I can fill out and file myself?
Derek's answer
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Answered on September 16, 2014
Attorneys are typically required to file electronically, lay people are not. If you retain a new attorney, the new attorney can file the...
Archived
In CA chapter 7 bankruptcy, plz explain how the fact that my wife (separated) filed b4 can affect me filing now.
Derek's answer
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Answered on September 16, 2014
The reason we all say go see a lawyer is that there are far too many variables that factor in to the answer that we do not have any idea about...
Archived
I don't have collateral anymore.
Derek's answer
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Answered on September 16, 2014
Mr. Love is correct, we are not allowed to talk to one attorney's client about the subject matter for which that attorney represents that client...
Archived
What are my options for refinancing my home while trying to do a voluntary dismissal as well? Any suggestions?
Derek's answer
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Answered on September 16, 2014
If your mortgage company will not work with you while you have the protection of the automatic stay, why do you think they will work with you once...
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