Can I file chapter 13 on a reaffirmed car loan, overdraft line of credit, and debt consolidation loan already file7 2 years ago
Derek's answer
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Answered on September 29, 2014
I agree with all my colleagues but most specifically with Ms. Bunce. Also your statement that you cannot afford the $300/month car loan payment...
Archived
Help with chapter 7 bankrucpy
Derek's answer
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Answered on September 29, 2014
It is not particularly hard to file a Chapter7 if you know what you are doing. Fortunately there are many good attorneys in Colorado who have lots...
Archived
After bankruptcy, 2nd mortgage question
Derek's answer
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Answered on September 29, 2014
The only thing your bankruptcy did to your second mortgage is that your personal liability was discharged. Nothing else changed, including the...
Archived
I was sent a hearing notice against my bankruptcy lawyer for "compensation paid to counsel ___ was excessive under 11 USC 329"
Derek's answer
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Answered on September 29, 2014
You sound concerned that you may be in trouble. If you are, don't be. You will not be in trouble. The same cannot be said for your attorney,...
Archived
I have significant healthcare costs which were omitted on my Chapter 7 application. I'm adisabled person who required personal,
Derek's answer
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Answered on September 29, 2014
If you passed the means test it makes no difference whether your attorney used software to prepare it. Every attorney I know has software to...
Archived
How's does the divorce process work when you both filed for bankruptcy in North Carolina a year ago
Derek's answer
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Answered on September 28, 2014
Except that your bankruptcy means that any debt you had at the time of the filing of your case has been discharged, your prior bankruptcy makes no...
Archived
How much does it cost to File Chapter 7 bankruptcy?
Derek's answer
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Answered on September 27, 2014
Filing fee is $335. Other required fees will range between $25-75 depending on who you use for credit counseling and a required financial...
Archived
If deficiency cure date passes, what now?
Derek's answer
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Answered on September 26, 2014
You should speak with your attorney about what happens next or if any further delays are expected. The most likely scenario is that the reaff will...
Archived
Can I take out a 401k loan while Im in a Chapter 13?
Derek's answer
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Answered on September 26, 2014
You will need court permission to incur any sort of debt, including a 401k loan. To get permission you will have to explain what the loan will be...
Archived
Continued: Tenant filed for chapter 13. Can I use security deposit to cover attorney fees?
Derek's answer
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Answered on September 26, 2014
I still think the answer is no. I also agree that you should have your attorney verify what uses are allowed for security deposits under WA law. ...
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