Unfortunately, there are number of reasons this could have happened. Without know your case, anything wee say is just a guess. The best thing to...

It sounds like your lawyer knows whereof he speaks. If you're in a 3 year plan and you want to reduce your payments you could surrender something...

Yes, a chapter 13 would allow you to bring those car payments current over the course of your plan. It would be very helpful and cheaper to file...

It might, then again it might not. An experienced local bankruptcy attorney will have an idea of your judge's and trustee's attitudes and how...

Not enough information was given to advise which chapter would work. Either ch7 or ch13 would enable you to keep the vehicle (assuming you are...

SCAM. The initial contact from a law firm would almost certainly be a letter rather than an email. Also, the way this paragraph is phrased screams...

It seems that all the relevant events happened at least 8 or 9 years ago. If that is true, why are you asking about this now? It may be too late...

How fast will a mortgage company resume the foreclosure process is up to the mortgage company. I expect it will be soon, probably in the couple...

The guidance issued by the DOJ does not address this. It clearly applies to cases that were open on 11/17/22 and later but it is unclear whether...

There are two separate issues here. first, her liability to the creditor. If she files bankruptcy, her liability to the creditor will be...