Archived
Can a person who made a Chapter 13 by order of a Judge violating the order and switch to a chapter 7 even if the payments done.
Derek's answer
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Answered on October 21, 2014
I am sorry, but I have absolutely no idea what you are trying to ask. Even after Ms. Bunce's response, I do not understand what you are asking.
Archived
I tried to open a new checking account and was denied because of a negative Chexsystems report. The new bank told me I had to
Derek's answer
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Answered on October 20, 2014
Keep shopping around. The bank you have consulted has their policy they enforce. Other banks may or may not have similar policies. It will likely...
Archived
Can I file a Motion for Sanctions after my chapter 13 bankruptcy is closed? I still have a creditor buggin me.
Derek's answer
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Answered on October 20, 2014
Probably, but you need to determine that the creditor was actually notified of your Ch13 in a timely fashion so that they could file a proof of...
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Archived
I'm going through a bankruptcy, and my attorney never said anything about Capital One could reaffirm a debt for a fee of 150.00
Derek's answer
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Answered on October 20, 2014
A reaffirmation agreement is extra work for your attorney and his/her staff that is not a normal part of their fee. Look at your retainer...
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Archived
Can I list a car loan on Chapter 13 if the loan & title aren't in my name but I have made all of the payments and drive the car?
Derek's answer
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Answered on October 20, 2014
I agree with my colleagues that no one, including you, should file a Ch13 without the assistance of a knowledgeable bankruptcy attorney. The short...
Archived
Should my parents do chapter 7 if the bank does not want to do a modification on the mortgage?
Derek's answer
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Answered on October 20, 2014
I agree with my colleagues, that whether a Ch7 will help your parents depends on what they want to accomplish. It also depends on a lot of...
Archived
Are there any instances where student loans can be discharged with
Derek's answer
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Answered on October 20, 2014
I agree with my colleagues. It is legally possible to discharge student loans if you can show that repaying the loans will present an undue...
Archived
I plan to file Chapter 7 if I purchase a vehicle less than 1k is it exempt if I plan to turn over a secured asset vehicle?
Derek's answer
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Answered on October 20, 2014
Depending on what other assets you have and how you use the exemptions available in bankruptcy under your state laws, yes, a $1,000 vehicle is...
Archived
What are legal fees for chapter 7 bankruptcy in Maryland
Derek's answer
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Answered on October 20, 2014
The filing fees are $335 regardless of whether an individual or a couple file. There are required credit counseling course and financial...
Archived
How long does bankruptcy remain on credit report in the state of michigan
Derek's answer
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Answered on October 19, 2014
To clarify, Ch7 stays on your credit report for 10 years, Ch13 for 7 years, both from the date your case was filed.
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