Archived
If dependents are claimed on tax return but not residents in the house can they be claimed in the household for ch 7 bankruptcy
Derek's answer
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Answered on November 24, 2014
Probably. If the child at college or the child that resides in the non-filing spouse's home spends a reasonable amount of time at the debtor's...
Archived
Can you sue a dr office that would deny service for a discharged amount owed In a previous ch 7 bk
Derek's answer
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Answered on November 24, 2014
As long as they did not seek to collect the debt in other fashion, they can refuse to treat you until you paid the old debt. If you did not want to...
Im in chapter 13 my car was totaled by the insurance company the car is in the bankruptcy what must I do?
Derek's answer
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Answered on November 23, 2014
Modify your plan to surrender the wrecked car and to allow the creditor to file an amended claim for whatever the insurance does not cover. You or...
Archived
House included in bankruptcy, 3 liens on home, should we continue to pay for house or let it be foreclosed on?
Derek's answer
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Answered on November 23, 2014
My colleagues have outlined your options, but we cannot make any decisions for you. You have asked a "what should we do" question. Unfortunately,...
Bankruptcy / Chapter 7 - "No assets", what are the chances that a Trustee will look or overlook bankruptcy fraud?
Derek's answer
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Answered on November 23, 2014
If the trustee finds out about the foreign assets, businesses and undervalued property, the chances are good that she will report the attempted bk...
Archived
Can I modify my ch13 to a 7 I have 13 months left and I had 2 jobs now I have 1
Derek's answer
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Answered on November 23, 2014
If your circumstances have changed, you may well be able to convert your Ch13 to a Ch7, but be aware that if you had filed your Ch13 to bring...
Archived
Should my 19 year old daughter file Bankruptcy?
Derek's answer
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Answered on November 22, 2014
I am sorry to hear about your daughter's injuries and hope she will make a full recovery. Normally I'd say that starting your adult life with a...
RAC Acceptance and Bankruptcy
Derek's answer
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Answered on November 21, 2014
The contract/lien rights they have to the property survive your bankruptcy and in order to keep the property/collateral, you have to pay for it. ...
Archived
What are the repercussions from walking away from a home that has not been reaffirmed after a chapter 7
Derek's answer
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Answered on November 20, 2014
Unless you are relocating outside of the area that your home is in, I agree that simply walking away is the best option. Instead, continue to live...
Archived
How to stop a creditor from reporting negative after the debt was discharged in chapter 7 bankruptcy?
Derek's answer
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Answered on November 20, 2014
Sometimes the creditors are reporting accurately but the credit bureaus, for whatever reason, will continue to report the older inaccurate...
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