Considering having my Chapter 13 case voluntarily dismissed in hopes of reaching a direct payment agreement with my HOA
Derek's answer
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Answered on December 11, 2014
It is a huge risk to dismiss your case on the hope that they and their attorney will work with you. Obviously, we have no idea, other than your say...
Archived
Mortgage payment
Derek's answer
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Answered on December 11, 2014
If you're asking whether you are now current on your note/mortgage, I have no idea. As usual, the devil is in the details of your plan. If you...
Archived
Filing Bankruptcy
Derek's answer
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Answered on December 10, 2014
His or her credit should not be affected unless you have joint accounts in which case, it still SHOULD not be affected, but she should monitor her...
Archived
I am the co buyer on a vehicle the primary has filed a chapter 13 bankruptcy how can I get my name off the vehicle
Derek's answer
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Answered on December 10, 2014
Unfortunately, just because a co-debtor or primary buyer files bankruptcy, that does not mean that you or any other co-debtor has the right to get...
Archived
I need a bankruptcy lawyer.
Derek's answer
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Answered on December 10, 2014
As Mr. Blumenthal said, get a lawyer. However, asking for assistance on this forum will not help you as we are not allowed to specifically respond...
My landlord filed Chapter 13. What does that mean for us?
Derek's answer
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Answered on December 10, 2014
Whether your landlord's filing a Ch13 has any significant impact on you depends on what her intentions are regarding the building you live in. You...
Archived
Schedule J expenses - car payments - Chapter 13
Derek's answer
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Answered on December 09, 2014
Yes, if you're including the car payment in the plan, then put $0.00 in that box. If you're current on your car payment, I recommend paying that...
Archived
Chapter 13 Bankruptcy
Derek's answer
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Answered on December 08, 2014
The problem with your question is that none of us have sufficient information to answer your question with any certainty. I am afraid the best...
Archived
Will I be forced to move out of my home
Derek's answer
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Answered on December 08, 2014
Whether you will be able to keep your home depends on what exemptions are available to you and whether you correctly claim those exemptions and if...
Archived
Can you discharge a personal loan that was mainly used to pay my mortgage in chapter 7 ?
Derek's answer
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Answered on December 08, 2014
If the personal loan was not secured by a deed of trust or other document giving that lender a security interest in your home, it does not matter...
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