Did I comment fraud

You did not commit fraud. Stop paying these vultures. They are trying to scare you and to extort money from you. If you legitimately owe a debt...

Filed ch. 7 in 12/13. received discharge 3/14. today received "notice of appearance & request for notices"

Probably the creditor's law firm is churning filings to increase the amount they can bill their client. If your case discharged in March 2014,...

One option that I did not see that my colleagues had addressed is a "Chapter 20" which is a Ch7 followed immediately upon discharge by a Ch13. You...

10 Years from the date of filing, but it may not have significant affect on your credit scores if after your discharge you take reasonable steps to...

I agree with Ms. Bunce and Mr. Granvold. Usually QDROs concern retirement accounts and usually are exempt, but it is possible that the drafting of...

It means the trustee after having conducted your section 341 meeting of creditors and after examining the petition and schedules filed in your case...

Do I have to reopen a closed chapter 7 in order to have a lien removed or can my attorney call the creditor instead?

The lien was entered against your property in error as the debt was discharged by your bankruptcy. I agree with Ms, Bunce that it may end up being...

Chapter 13 Bankruptcy

If your plan pays the car creditor less than 100% of the amount owed under the contract, including interest, then yes, your co-signer can, and...

How much will my Chapter 13 payment be?

The means test is part of the puzzle but there is more to it. It sounds like you are trying to do this without an attorney. I strongly recommend...

Bankruptcy officialy closed?

Depending on the district, the closure of a case usually comes within a week or so of the issuance of the discharge in a no asset case. Unless you...