Archived
We are looking to file chapter 7. We both have approximately 4000 in our checking. Will we lose that money?
Derek's answer
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Answered on January 19, 2015
If you are not claiming a homestead exemption you could both claim teh wild card as Mr. Blumenthal points out. Also your husband could claim that...
Archived
Can I pay off my mortgage while in Chapter 7?
Derek's answer
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Answered on January 19, 2015
Wait until your case discharges and is closed. If you do this prior to the closing of your case you risk the trustee assigned to your case...
Archived
Can i add my future husband name to my deed while in a Ch13 ?
Derek's answer
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Answered on January 19, 2015
First, congratulations. Second, I agree with Ms. Bunce that getting married while in a Ch13 can have a lot of unintended consequences and could...
Archived
I received papers to fill out for Motion To Claim Exempt Property (Statutory Exemptions). I do not know how to fill them out.
Derek's answer
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Answered on January 19, 2015
I suspect that you are truly judgment proof, but that only means that they cannot take those things that you claim as exempt on the form that you...
Archived
Is my personal property safe if own other property with others in a LLC and state going to take it?
Derek's answer
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Answered on January 17, 2015
I agree wholeheartedly with Mr. Love. Much more information is required to be able to give you an intelligent answer. I recommend you speak with...
Selling a house while in chapter 13
Derek's answer
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Answered on January 17, 2015
Your house is still part of your bankruptcy estate and even though you are paying the mortgage outside the plan, court approval to sell it is...
Archived
What is cost of chapter 7 bankruptcy
Derek's answer
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Answered on January 17, 2015
The filing fee for a Ch13 is $310 and for a Ch7 it is $335. Attorney's fees for a Ch13 are usually set as a preapproved fee in most jurisdictions...
Archived
If my chapter 13 is not complete but the lien holder for my car has been paid, can i get my title
Derek's answer
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Answered on January 17, 2015
Even though the car creditor may have been paid in full for the car they will not be obligated to turn the title over to you until your plan...
Chapter 13 scheduled amounts will be paid off in 36 months
Derek's answer
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Answered on January 16, 2015
If everything that is required to be paid has been paid and you have complied with the other requirements for discharge (taken the financial...
Archived
I have $6,000 remaining on a hospital bill and want to arrange payment terms with the hospital. Do I have a right to do so?
Derek's answer
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Answered on January 16, 2015
You cannot force the creditor to make payment arrangements, but most hospitals will make payment arrangements. Contact the patient financial...
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