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AFTER I FILED CHAP 7 I GOT A LETTER FROM CREDITORS LAWYERS.
MAINLY SAYING FOR ME TO CONTACT THEM FOR RESOLUTION,
Derek's answer
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Answered on February 16, 2015
First, please take the caps lock off. Second, if the creditor intentionally violated the stay (meaning they knew of your bankruptcy filing and the...
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Can I be garnished on a medical bill that's over 10 yrs old?
Derek's answer
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Answered on February 16, 2015
Wage garnishment is generally not allowed in NC except in limited circumstances. One of those circumstances is if you work for a large firm (such...
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My chapter 13 will be done in sept. I only paid a couple mortgage payments while in bankruptcy. What happens after sept
Derek's answer
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Answered on February 15, 2015
The funny thing about mortgages is that if you don't pay them, the mortgage company forecloses. If you have not paid your mortgage with any...
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Is there any way to get my wife removed as a cosigner on a student loan that she signed when she was 18 years old?
Derek's answer
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Answered on February 13, 2015
The short answer is no, not unless the student loan lender agreed to release your wife for liability for the loan, which is not going to happen.
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I am dealing right now with a lawyer that he is not understanding me ...I told in my hearing to the trustee very clear that
Derek's answer
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Answered on February 13, 2015
I agree with my colleagues that reaffirmation of a mortgage is unnecessary and if an attorney signs off on such a reaffirmation that he is likely...
Can a third party pay off my debts while in Chapter 7 bankruptcy?
Derek's answer
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Answered on February 13, 2015
I suppose they could but why would they? If you file a Ch7 bk, absent any Adversary Proceedings seeking to challenge the dischargeability of...
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Chapter 13 bankruptcy wants some of my husbands workers comp settlement
Derek's answer
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Answered on February 13, 2015
What you can protect in bankruptcy depends on the exemptions you are able to claim. In some states workers comp settlements are completely exempt....
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Designating cash received from parents as gift or income?
Derek's answer
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Answered on February 12, 2015
Sounds like a regular contribution to your household income and would need to be included on the means test. remember the means test only looks at...
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When filing bankruptcy and in your filings you list a state court judgement ,which the bankruptcy court denies the discharge,
Derek's answer
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Answered on February 12, 2015
I agree that your question is quite confusing but let me see if I can rephrase your question (and if I am mixed up, you'll have to repost your...
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Chpt. 13 was dismissed for non-payment. My only secured creditor is for my car. I want to pay off the balance.
Derek's answer
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Answered on February 12, 2015
Since your case was dismissed in many ways it is ass if it never existed. The way that is most relevant to your situation is how much you owe on...
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