Archived
Should I wait until chapter 7 is discharge or an abandoned letter from trustee before selling the house?
Derek's answer
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Answered on March 14, 2015
If the trustee has filed a notice of abandonment then you could sell the house or if the case has closed. More than likely the case will close...
Archived
Is bank overstepping bounds?
Derek's answer
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Answered on March 14, 2015
The bank can demand any reasonable steps to determine your credit worthiness. This is not, at least at this point, a legal issue. It is a credit...
Archived
Is my bank in error on my mortgage type
Derek's answer
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Answered on March 13, 2015
Reaffirmations of home mortgages are almost always a bad idea for a debtor. The only reason to reaffirm a mortgage of any type that I can think of...
Archived
Filed chapter 7. Did not reaffirm mortgage. Now need to let house go do to job loss.
Derek's answer
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Answered on March 13, 2015
There is debate about how this sort of foreclosure should be reported. I think it should just be reported as the debt was discharged in a...
Archived
I need help in money matters
Derek's answer
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Answered on March 12, 2015
Our agreement with AVVO prevents us from replying to this sort of solicitation. As my colleague suggested, try the find a lawyer tab here on AVVO...
Archived
Bankruptcy trustee selling my house. Who pay for repair to make it better?
Derek's answer
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Answered on March 12, 2015
The house will be sold "as is" by the trustee and the cost of the repairs should be borne by the buyer.
Archived
What is the process for financing a car during bankruptcy?
Derek's answer
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Answered on March 12, 2015
In my district you would have to file a motion to incur debt. Check your local rules about what the limits are to incur debt and whether a motion...
Archived
Can a finance company give out information on you to anyone else?
Derek's answer
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Answered on March 11, 2015
They can contact your mother or your neighbors but the only information they can give is that they need to speak with you and ask if your neighbors...
Archived
Is re-establishing your credit after filing a Chapter 13 BK, based on the filing or discharge date?
Thank you.
Derek's answer
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Answered on March 11, 2015
Start with a secured card and make your payments in full and on time. Review the terms and conditions of any credit card agreements, whether...
Archived
What actually goes into a Chapter 13 bankruptcy plan? Where does that money go?
Derek's answer
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Answered on March 10, 2015
You asked this same question earlier this morning. It is unlikely you will get different answers since it tends to be the same attorneys who...
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