I am considering filing bankrupycy, if I do how will this affect my mother as co-signer on my auto loan ?

If you file Ch7 bankruptcy and intend to walk away from the car you bought with your mother as co-signer the car finance company can seek to hold...

Unfortunately credit unions can be a real pain in the **s to deal with in this sort of situation. When you call the credit union's attorney see if...

HOA claim hidden more than 5 years suddenly surface after 9 months chapter 13 discharge

I am sorry, but I do not understand what happened nor what you are trying to ask. Can you read your post and rephrase it so it makes more sense,...

Can I modify my approved 50% Chapter 13 plan to a 100% plan to account for the fact that many unsecureds did not timely claim?

If the deadline to file claims has passed, yes, the payout to the claims that were filed will increase and once those claims are paid 100% +...

We filed chapter 13 now my husband is starting to work overtime what happens to this extra money?

You should report both the increase in income and the anticipated decrease in income that will accompany your husband's heart procedure and ask...

Long term debts that are owed for specific assets for which the last payment is due after the plan is scheduled to end are not discharged in a...

Hi, what if I file for chapter 7. The process begins ( ie file) and I get a job offer making 80k plus?

If you get a new job before you file, it could make a difference in your comparison between schedules I & J (income and expenses). You are...

I had a Ch. 7 DISCHARGED in 1/2007. must I wait the full 10 years? No motion will do? Can't seal it? What about after 10th year,

Credit reporting agencies can report Ch7 bankruptcy for 10 years from the date of filing. There is no way to "seal" a bankruptcy filing and the...

Mr. Love is exactly correct. Each trustee is different and their procedures vary a little and time frames vary a bit too. The trustee will shortly...

What's the worst that will happen my home is foreclosed?

What do you want to happen with the house? If you want to keep it long term you would need to file a 13, but you would need to get her to leave...