Archived
Filed CH7 3/08Have since lost job now making less than 1/2. House is in need repair 20K worth of which I don't have. Can I file
Derek's answer
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Answered on May 11, 2015
You can file a Ch13 now, but to file a Ch7 you'll have to wait until 8 full years have passed since your previous filing, so sometime in March of...
Archived
After Filing Chapter 13, do I need to file a "Stay"
Derek's answer
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Answered on May 11, 2015
You file something called a "Suggestion of Bankruptcy" which is a notice that you filed a bk on such and such a date, in which district the bk is...
Archived
Mortgage discharged although I did not file under bankruptcy. What does this mean in regards to interest accrual.
Derek's answer
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Answered on May 11, 2015
The discharge in bankruptcy has no effect on the terms and conditions of your mortgage loan other than the discharge of your personal liability for...
Archived
My chapter 13 is being dismissed.....
Derek's answer
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Answered on May 10, 2015
I agree you need to discuss this with your attorney. If you have preformed according to the terms of your plan and made the plan payments as...
Archived
I am co-borrower on my daughter's mortgage for her primary home. What happens to her home and mortgage if I file Chapter 7?
Derek's answer
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Answered on May 09, 2015
As long as she makes her payments she should be fine. The Supreme Court of the US said about 20-15 years ago that the default upon the filing of...
Archived
Can I still evict, if the debtor while filing for chapter 7 has not filled a certification and/or deposited upcoming rent?
Derek's answer
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Answered on May 09, 2015
If you were my client and in my office, I'd advise filing a motion for relief from stay. While it may cost more to do so, it would relive you of...
Can you include overdue car registration fees in a chapter 13
Derek's answer
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Answered on May 06, 2015
In my jurisdiction you could. You should be able to , but since there are a LOT of very fine bk lawyers in Denver call some. I know Debra Bowinski...
Archived
Do I need to do a statement of intention if I'm filing bankruptcy and am only a cosigner for somebody else's car?
Derek's answer
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Answered on May 06, 2015
You should list the vehicle on schedule D as a secured debt and list that you intend to either surrender the vehicle or that you intend to retain...
Archived
Can a married couple buy a new house in Missouri
while they are in a chapter 7 bankruptcy process in Iowa ?
Derek's answer
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Answered on May 05, 2015
Mr. Gambrell gave a very good answer. Yes, you can buy a house as long as the money for the down payment was either funds that you properly...
Archived
Chapter 13 question
Derek's answer
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Answered on May 05, 2015
If you buy a cheap car for a thousand or two, that will probably be all right, but you need to understand what you can and cannot do while in Ch13...
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