Archived
Taxes sold during an active quiet title case and chapter 7 bankruptcy (property was included)..Is this illegal by the state?
Derek's answer
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Answered on June 28, 2015
Your bankruptcy in 2008 would not prevent the state from selling the property for unpaid taxes in 2011 or 2012. The obligation to pay the taxes...
Archived
I would like to exempt my sterling silverware as a household good when using federal exemptions in a chapter seven.
Derek's answer
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Answered on June 26, 2015
I would use the liquidation value rather than the replacement value. the liquidation value is what you could get for it if you sold it to a pawn...
Archived
My ex husband is filing a chapter 7 in FL - I live in MS. My name is on a loan for a vehicle he has. I want it back. How???
Derek's answer
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Answered on June 25, 2015
Your ex filing Ch7 bankruptcy has no affect on who gets the truck. You will need to file an action for equitable distribution of marital assets...
Archived
The Jr was left off of my name on the chapter 13 petition I filed yesterday. Is this a easy fix?
Derek's answer
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Answered on June 24, 2015
Annoying but no worse than that. You have a different social security number than your Dad, so it should not be an issue. File an amended...
How do I get the maximum amount of relocation money for my condo in foreclosure after having a Chapter 7 BK discharged?
Derek's answer
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Answered on June 24, 2015
The most likely time that a bank will offer "cash for keys" is in a deed in lieu of foreclosure. Since you are already in a foreclosure the bank...
Archived
Filed BK in CA, moving to VA before meeting of Creditors. Can I get it transferred?
Derek's answer
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Answered on June 23, 2015
You can request it but it is unlikely that it would be granted. Venue would not be proper in VA even if you have relocated there. Bk requires...
Can I get my car back after repo?
Derek's answer
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Answered on June 23, 2015
Call the finance company and advise them of your filing of the bankruptcy and give them the case number and date of filing. Threaten to raise holy...
Archived
When selling home while in chapter 13, do you have to give the profit to the court?
Derek's answer
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Answered on June 23, 2015
The answer will lie in your plan as confirmed and in the local rules of your court. Also if your home has gained an unexpected amount in value it...
Archived
Will I be able to file a Chapter 13 bankruptcy after filing a chapter 7 two years ago?
Derek's answer
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Answered on June 19, 2015
You can file Ch13 immediately after discharge of a 7 and it happens frequently enough that the term for doing so is filing a Ch20. However unless...
Archived
Recently discharged chapter 13. Mortgage re-affirmed and current. Mortgage bank not reporting to credit bureaus.
Derek's answer
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Answered on June 19, 2015
Reaffirmations are done in ch7s not in ch13s. Most long term debts are not discharged in a Ch13 ( a long term debt is one scheduled to complete...
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