Archived
If u told a repo guy u was seein a lawyer to file ch 13 tht day & gave his name & he gts car while there is there Sumin I can do
Derek's answer
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Answered on July 14, 2015
Does not matter that you planned to file. All that matters is whether you had filed at the time the car was repo'ed. From what my colleagues...
Archived
Late medical bills
Derek's answer
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Answered on July 14, 2015
Sure. They can send you a bill, they can even sue you. The fact that the statute of limitations (SOL) may have run does not mean they cannot...
Archived
Can I continue paying and driving my current car until after discharge? I cannot go without a car, but cannot get financed yet?
Derek's answer
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Answered on July 14, 2015
If you do not reaffirm the current car loan, you will not be responsible for any payments nor for any deficiency when it is repo'ed. If you were...
Archived
Chapter 7 bankruptcy mean tests
Derek's answer
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Answered on July 13, 2015
My colleagues are correct. The means test uses the six months income for the months immediately prior to filing, not including the month you file,...
Archived
Is it legal for a mortgage lender to call after chapter 7 dismissed.
Derek's answer
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Answered on July 13, 2015
They cannot call you to bug you about making your payments, but they can call to inquire about your intent to keep the property. Once you answer...
Archived
Been using my c.c to get though day to day activities.but have appointment to file bankruptcy.
Derek's answer
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Answered on July 13, 2015
If you are seriously contemplating bankruptcy, stop using them immediately. As my colleagues point out, incurring debt without the intent to repay...
Archived
I am a landlord. One of my tenants has just filled a chapter 13 bankruptcy.
Derek's answer
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Answered on July 13, 2015
If you were my client, I'd tell you there is nothing that you need to do and that doing anything will cost you $.
Archived
Can I receive money from an overseas trust that is being dissolved even though my bankruptcy isn't closed.
Derek's answer
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Answered on July 13, 2015
Mr. Berkus is very likely correct. Normally a Ch7 case closes shortly after discharge and since your case is still open, I suspect the trustee...
Archived
You file chapter 7 and have property can a creditor can they take your property?
Derek's answer
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Answered on July 13, 2015
If you mean you have a secured debt, can the creditor repo the property? Yes, if you 1) do not pay for the property and 2) do not enter into a...
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Archived
341 meeting
Derek's answer
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Answered on July 12, 2015
That will probably be sufficient. If it is not, the trustee will let you know what additional documents he requires and will let you know by what...
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