Archived
I filed chapter 13 in 2011. I didn't take the exit course. If I take and reopen case, will it list discharge in 2011 or 2015?
Derek's answer
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Answered on July 27, 2015
It will not be back dated. Depending on whether you own real property, it may be better to refile a new case and get the discharge this time but...
Archived
Chapter 13 eligibility on debt amount and 11 U.S.C. 109(e)
Derek's answer
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Answered on July 27, 2015
If somehow the system is reposting your question, then forgive us for reminding you that you will get the same answers if you post the same...
Archived
After discharge bankruptcy question
Derek's answer
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Answered on July 27, 2015
Yes. Whatever you do, do not trade the current car in on the new car as that will result in creating negative equity on the new car which you...
Archived
Filed BK April of 2014, Discharged granted July 2014. A few creditors continue to report the accounts open or in collection.
Derek's answer
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Answered on July 26, 2015
There are a number of fine bankruptcy attorneys in Charlotte who are experienced with dealing with Fair Debt and Fair Credit Reporting Act...
Can I keep two cars if I file Chapter 7 bankruptcy?
Derek's answer
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Answered on July 26, 2015
Where I practice, keeping both cars would not be a problem, though you might have to explain why a single individual needs to keep two cars. I...
What does notice case reassignment mean?
Derek's answer
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Answered on July 26, 2015
Either your case is being reassigned to a different judge or to a different trustee. This usually happens when the judge retires or the trustee...
Archived
Exactly what entitles the debtor a bankruptcy discharge?
Derek's answer
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Answered on July 26, 2015
I agree with Mr. Gambrell. What the certification that he speaks about in my district is called a "Certification regarding prior discharges and...
CHapter 13 eligibility on debt amount and 11 U.S.C. 109(e)
Derek's answer
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Answered on July 25, 2015
Since you have objected to the claim, the court will hold off on the motion to dismiss until your objection is ruled upon. You really need to have...
Archived
Can a payday loan company ignore the spouse filing a Chapter 13 to include her husband payday loan debt?
Derek's answer
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Answered on July 25, 2015
Not her debt. Her filing will have no affect on the pay day loan or any of the husband's creditors with certain exceptions for JOINT creditors....
Archived
If there are 2 people (unmarried) on a mortgage and one of those people files bankruptcy what happens to the house?
Derek's answer
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Answered on July 24, 2015
Yes. The remaining resident's rights are not changed other than the co-debtor will no longer be personally liable on for the debt. The non-filer's...
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