I filed a chapter 7 bankruptcy in 2016 with Pew law in Mesa Arizona. They have since gone out of business. I was told that my ho
Derek's answer
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Answered on January 26, 2024
When someone files ch7 bankruptcy, a bankruptcy estate is created by law and the trustee technically owns the bankruptcy estate. When the...
Whe will my car payments resume after I voluntarily dismiss my chapter 13 case?
Derek's answer
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Answered on January 25, 2024
Probably NOT. The way most plans work, car payments get delayed or are not made in full. This is especially true if the plan calls for a...
Do I have case against the seller or the HOA?
Derek's answer
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Answered on January 25, 2024
I agree with Mr. Murillo, $920/month is a pretty high monthly assessment, heck $675 is a pretty high monthly assessment. I checked to see where the...
Hello im in a ch 7 bankruptcy. PACER status says means no awaiting closure. Timetable?
Derek's answer
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Answered on January 24, 2024
Creditors have 60 days after the completion of the 341 meeting to object to the debtor's discharge. If no objection is filed, at least in my...
Chapter7: paid over $600 to single creditor within 90 days of filing ?
Derek's answer
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Answered on January 24, 2024
No, but the debtor might be able to file an action in the bankruptcy case to force the creditor to return the payments of the debtor bankruptcy...
What should I do if my tax refund is unexpectedly larger than I expected and estimated in my BK Schedules?
Derek's answer
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Answered on January 24, 2024
If you have an unexpectedly large refund then you should amend your schedules and claim of exemptions to try to protect as much of the refund as...
Help with final steps of Chapter 13 case ?
Derek's answer
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Answered on January 24, 2024
First, CONGRATULATIONS!
Second, different districts handle things differently. In my district, no motion for discharge is required. You should...
Chapter 7 on an hvac loan?
Derek's answer
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Answered on January 23, 2024
I agree with Mr. Blumenthal, both in his assumptions and his conclusions. Your personal liability for the HVAC loan will likely be discharged,...
How can someone who's filing for bankruptcy claim consumer debt on non consumer claims?
Derek's answer
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Answered on January 22, 2024
It could be that whoever filled out the petition and schedules did not check the box to indicate that the debts are non-consumer debt. It coils be...
Searching for New jersey specific laws on garnishments not ordered by a court
Derek's answer
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Answered on January 22, 2024
I agree with Mr. Boyer, merchant cash advance creditors are very aggressive, and their contracts are generally written to give them every advantage...
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